12 Ways to Retire on Less PDF Download

Author: Harriet Edleson
Publisher: Rowman & Littlefield
ISBN: 1538114755
Category : Business & Economics
Languages : en
Pages : 153

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Book Description
Learn how to save and prepare for retirement no matter your age or your income. 12 Ways to Retire on Lessoffers a roadmap for anyone seeking financial security and peace of mind for their retirement years ahead, regardless of savings or income in the present moment. In a time when fewer retirees have the kind of pension many of their parents had, those looking to retire can be especially vulnerable. But here, the author outlines those steps people can take to ensure their security and enjoy those activities they look forward to in the future. Offering case studies and actionable steps in the form of bullet points, questions and lists, the book focuses on the importance of planning and analyzing one’s total financial picture in the context of goals, hopes, and dreams.

Author: Bob Clyatt
Publisher: Work Less, Live More: The New
ISBN: 9781413307054
Category : Business & Economics
Languages : en
Pages : 365

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Book Description
Professionally, you're experiencing the success that years of hard work brings -- but the long hours are taking their toll and you're burning out fast. Fortunately, there's an alternative to the grind: Early semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones -- and do it all years, even decades, before the "normal" retirement age of 65.With Work Less, Live More and a little planning, you can do it. The book provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines. More importantly, the book provides inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work -- rather than full-time work -- is both fulfilling and rewarding.The author, who achieved semi-retirement at age 42, shows how to make it work, step by step and in plain English. The 2nd edition addresses health care issues and focuses on readers of any age, especially “late bloomers” who may feel they're way behind.

Author: David McKnight
Publisher: Crown Currency
ISBN: 1984823078
Category : Business & Economics
Languages : en
Pages : 162

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Book Description
OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?

Author: Tanja Hester
Publisher: Hachette Books
ISBN: 0316450871
Category : Business & Economics
Languages : en
Pages : 235

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Book Description
A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Author: Kathleen Peddicord
Publisher: Penguin
ISBN: 0525538461
Category : Business & Economics
Languages : en
Pages : 354

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Book Description
The definitive guide for anyone dreaming of living in paradise when they retire. Whether motivated by a desire for adventure, or the need to make the most of a diminished nest egg, more and more Americans are considering an overseas retirement. Drawing on her more than three decades of experience helping people relocate happily and successfully, Kathleen Peddicord shows how living in an unconventional retirement destination can cost less than a traditional home in Florida or Arizona. Peddicord addresses all of the essential issues, including: • Finding a home to own or rent • Researching and understanding your tax liability • Obtaining health insurance and medical care • Avoiding common mistakes and pitfalls • Opening a bank account Whether readers are interested in relatively unknown havens like Nicaragua, well-traveled areas in Italy, or need some help deciding, How to Retire Overseas is the ultimate guide to making retirement dreams come true.

Author: Ben Stein
Publisher: Hay House
ISBN: 1401903185
Category : Business & Economics
Languages : en
Pages : 241

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Book Description
Outlines how baby-boomers can plan for retirement, discussing how to invest to get the maximum return from savings and how to use an established nest egg to get the most income.

Author: Wes Moss
Publisher: McGraw Hill Professional
ISBN: 0071839038
Category : Business & Economics
Languages : en
Pages : 289

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Book Description
From Wes Moss--named by Barron's as one of America's top financial advisors "The keys that Wes Moss identifies to having a happy retirement are simple but brilliant. Read this book." -- Clark Howard, #1 New York Times bestselling author of Living Large in Lean Times “Financial planner Wes Moss offers you something different—not just a plan to retire, but a way to do it sooner and to be happy when you do." – Atlanta Journal Constitution If you think you need to win the lottery or work until you’re 75 to retire with financial stability, Money Matters host Wes Moss has very good news for you. You Can Retire Sooner Than You Think reveals the secrets for ensuring a successful retirement—sooner rather than later. After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices: Determine what you want and need your retirement money for Figure out how much you need to save Create a plan to pay off your mortgage in as little as five years Develop an income stream from multiple sources Become an income investor Getting on the fast track to a great retirement is a lot simpler than the retirement professionals would have you believe. You Can Retire Sooner Than You Think provides the proven-effective, five-step formula for creating the retirement of your dreams.

Author: Bill Roiter
Publisher: John Wiley & Sons
ISBN: 0470675357
Category : Business & Economics
Languages : en
Pages : 311

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Book Description
Silences the worry financially successful people have over retirement while offering them exciting new ways to think about and plan for a life after work Moving beyond the world of work can be an anxious, fearful time for accomplished professionals fraught with uncertainty and indecision. Do I have enough money to live the life I want? Will I be healthy and able to manage any health problems that arise so that I can live the life I want? Will I be lonely? What kind of life do I want to live? These are the pressing questions they ask themselves and seek answers for. Yet most books on retirement focus mainly on the financial aspects of life after work, offering little of value to those who are financially secure. Beyond Work was written for accomplished people who feel financially secure enough to retire, but who are at a loss when it comes to planning their futures. It gives them the tools to think about all the other important aspects of retirement, so they can make a successful transition to and find meaning and satisfaction in retirement. Explores the four challenges that must be met in order to have a fulfilling retirement: financial, physical, social, and personal Packed with inspiring and instructive real-life retirement stories and practical tools that assist readers in making the transition to life after work

Author: Jeri Sedlar
Publisher: Penguin
ISBN: 9781592576890
Category : Social Science
Languages : en
Pages : 308

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Book Description
A practical career handbook for those planning to continue to work in some form after the age of sixty-five explains how to find a work situation that is mentally, emotionally, and financially rewarding, with updated suggestions on how to define the type of work suited to individual interests and how to go through the process of obtaining such work. Original.

Author: Carrie Schwab-Pomerantz
Publisher: Crown Currency
ISBN: 0804137366
Category : Business & Economics
Languages : en
Pages : 434

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Book Description
Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.