Author: Publisher:
ISBN:
Category : Employer-sponsored health insurance
Languages : en
Pages : 32
Book Description
An Employee's Guide to Health Benefits Under COBRA
Author: Publisher:
ISBN:
Category : Employer-sponsored health insurance
Languages : en
Pages : 32
Book Description
Examining the Impact of State Mandates on Employer Provided Health Insurance
Author: United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee RelationsPublisher:
ISBN:
Category : Law
Languages : en
Pages : 72
Book Description
Employment and Health Benefits
Author: Institute of MedicinePublisher: National Academies Press
ISBN: 0309048273
Category : Medical
Languages : en
Pages : 381
Book Description
The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.
Health Benefits Coverage Under Federal Law--.
Author: Publisher:
ISBN:
Category : Employer-sponsored health insurance
Languages : en
Pages : 88
Book Description
Essential Health Benefits
Author: Institute of MedicinePublisher: National Academies Press
ISBN: 0309219175
Category : Medical
Languages : en
Pages : 256
Book Description
In 2010, an estimated 50 million people were uninsured in the United States. A portion of the uninsured reflects unemployment rates; however, this rate is primarily a reflection of the fact that when most health plans meet an individual's needs, most times, those health plans are not affordable. Research shows that people without health insurance are more likely to experience financial burdens associated with the utilization of health care services. But even among the insured, underinsurance has emerged as a barrier to care. The Patient Protection and Affordable Care Act (ACA) has made the most comprehensive changes to the provision of health insurance since the development of Medicare and Medicaid by requiring all Americans to have health insurance by 2016. An estimated 30 million individuals who would otherwise be uninsured are expected to obtain insurance through the private health insurance market or state expansion of Medicaid programs. The success of the ACA depends on the design of the essential health benefits (EHB) package and its affordability. Essential Health Benefits recommends a process for defining, monitoring, and updating the EHB package. The book is of value to Assistant Secretary for Planning and Evaluation (ASPE) and other U.S. Department of Health and Human Services agencies, state insurance agencies, Congress, state governors, health care providers, and consumer advocates.
The Affordable Care Act
Author: Tamara ThompsonPublisher: Greenhaven Publishing LLC
ISBN: 0737776196
Category : Young Adult Nonfiction
Languages : en
Pages : 130
Book Description
The Patient Protection and Affordable Care Act (ACA) was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage, and reduce the costs of healthcare overall. Along with sweeping change came sweeping criticisms and issues. This book explores the pros and cons of the Affordable Care Act, and explains who benefits from the ACA. Readers will learn how the economy is affected by the ACA, and the impact of the ACA rollout.
Mandating Health Coverage for Working Americans
Author: National Health Insurance by Regulation
Author: Charles E. PhelpsPublisher:
ISBN:
Category : Employee fringe benefits
Languages : en
Pages : 40
Book Description
Social issues have often been solved, at least in part, by requiring that certain activities be undertaken by businesses on behalf of their employees. The entire social security system, workmen's compensation plans, and affirmative action for hiring of minorities are cases in point. The concept of using mandating as a portion of a national health insurance (NHI) plan arose during the Nixon administration and has been periodically (though not necessarily currently) embraced by such diverse entities as the administrations of Presidents Nixon and Carter, the U.S. Chamber of Commence, and prominent members of Congress of a variety of political persuasions from both major political parties. The broad political appeal for using mandated insurance appears to arise from several roots. First, it is 'off budget'. That is, a national health insurance plan can be structured without giving the appearance of affecting federal spending. Second, it gains the political support of a potentially powerful interest group: Because it retains an active role for the private insurance industry, it retains a market-oriented structure generally appealing to those desiring to minimize the appearance of government intervention.
Health Insurance, Cost Increases Lead to Coverage Limitations and Cost Shifting
Author: United States. General Accounting OfficePublisher:
ISBN:
Category : Employee fringe benefits
Languages : en
Pages : 40
Book Description
Minimum Health Benefits for All Workers Act of 1987
Author: United States. Congress. Senate. Committee on Labor and Human ResourcesPublisher:
ISBN:
Category : Employee fringe benefits
Languages : en
Pages : 372
Book Description