Author: Alexander G. L. Hill-SmithPublisher:
ISBN: 9780421342903
Category : Consumer credit
Languages : en
Pages : 330
Book Description
Consumer Credit
Author: Alexander Hill-SmithPublisher: CRC Press
ISBN: 1317697022
Category : Law
Languages : en
Pages : 552
Book Description
The field of consumer credit law has undergone major and fundamental change in the recent past, due in part to the regulation since 1 April 2014 of consumer credit by the Financial Conduct Authority, and this book provides a clear and complete guide to this difficult area of law. Fully updated for the second edition, the author considers new developments including: the new authorisation process under the Financial Services and Markets Act 2000, including the interim permission regime, and its consequences; the new regime for financial promotions as applied to credit and hire advertising; the new rules controlling high cost short term lending and peer to peer lending; the new provisions of the recently released Consumer Credit Sourcebook (CONC); the new requirements governing mortgage lending as contained in MCOB; the requirements for distance selling and off-premises contracts as applied to consumer credit and consumer hire including the impact of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013; the jurisdiction of the financial ombudsman service on consumer credit. Also considered is the recent case law on the powerful unfair relationships jurisdiction. This comprehensive and practical guide is essential reading for legal practitioners, finance houses, credit reference agencies and retail organisations.
Consumer Credit
Author: Alexander G. L. Hill-SmithPublisher:
ISBN: 9780421342903
Category : Consumer credit
Languages : en
Pages : 330
Book Description
Consumer Credit Law and Practice
Author: Consumer Credit Law and Practice
Author: Dennis RosenthalPublisher: Tottel Publishing
ISBN: 9781847665027
Category : Consumer credit
Languages : en
Pages : 0
Book Description
No Marketing Blurb
Consumer Credit
Author: Russell J. KelsallPublisher: Law Society Publishing
ISBN: 9781853288746
Category : Consumer credit
Languages : en
Pages : 304
Book Description
An accessible guide to consumer credit and hire law. The book's practical and jargon-free approach will allow readers to quickly grasp the main principles and apply them to any situation.
Duggan & Lanyon's Consumer Credit Law
Author: Hal BolithoPublisher:
ISBN: 9780409338959
Category : Consumer credit
Languages : en
Pages : 1066
Book Description
Duggan & Lanyon¿s Consumer Credit Law is suitable for both lawyers specialising in lending as well as those whose practitioners whose involvement with the Code is more peripheral. The updated and revised second edition covers all major developments in legislation and case law since the first edition was published in 1999. Written by experts in the field, this title concentrates on the Code but covers related laws and various state and territory laws governing the licensing and registration of credit providers and the constitution of tribunals. Features: - Authoritative and accessible piece of legal writing - Comprehensive coverage of the NCCP - Expert authors with strong reputations in the consumer credit field
Consumer Financial Services Answer Book (2015 Edition)
Author: Richard E. GottliebPublisher:
ISBN: 9781402422614
Category : Class actions (Civil procedure)
Languages : en
Pages : 1222
Book Description
Guide to Consumer Credit Law and Practice
Author: Dennis RosenthalPublisher:
ISBN: 9780406903211
Category : Consumer credit
Languages : en
Pages : 341
Book Description
The new edition of Dennis Rosenthal's practical book builds on the previous edition to provide an source of reference. Changes in law and practice since the first edition are reflected in the work which offers the practitioner advice on all areas where consumer credit legislation now has a bearing including in-store cards, credit charges, marketing and fraud. A useful feature of the new edition is a checklist for advisement agreements, enabling the practitioner to draw up an agreement without missing critical elements plus new chapters on voluntary control and unfair contract terms.
The Practice of Consumer Law
Author: Robert J. HobbsConsumer and SME Credit Law
Author: Nora BeausangPublisher: Bloomsbury Publishing
ISBN: 1526515881
Category : Law
Languages : en
Pages : 2649
Book Description
With 2000+ pages of guidance, this important new textbook provides an extensive and in-depth guide to the current labyrinthine regulatory regime relating to consumer and SME credit (by way of cash loans) and protection generally, including the Consumer Protection Code, the Consumer Credit Act (housing loans and non-housing loans), the EU Consumer Credit Regulations, the EU Mortgage Credit Regulations and the Central Bank Housing Loan Regulations. Other lending-related conduct of business requirements are also covered in detail, including the Code of Conduct on Mortgage Arrears, the Lending to SME Regulations, the Code on Related Parties Lending and the Credit Reporting Act, together with applicable EBA/ECB Guidelines dealing with loan origination, product oversight and governance, non-performing exposures/loans and arrears. The regulated activities triggering authorisation as a retail credit firm or credit servicing firm are also addressed in detail. The book additionally extends beyond lending to have application to the wider business of regulated firms in the financial services arena, dealing in detail with issues including the general principles and requirements of the Consumer Protection Code,the fitness and probity regime including the area of minimum competency, distance marketing requirements and other background to the regulatory regime in Ireland including the increased regulatory focus on the culture of regulated firms and product oversight and governance. The available redress/recourse mechanisms are also covered, including the Financial Services and Pensions Ombudsman, the Credit Review Office, the regulatory and other consequences of breach of applicable requirements and the significant risk management area for regulated firms of their customers' statutory right to redress on breach of financial services legislation. In addition, the book has relevance to professionals dealing with consumers in any contractual context including extensive treatment of how the concept of 'consumer' has developed under common law, the unfair commercial practices regime and the increasingly topical area of unfair contract terms legislation. Relevant case law of the Irish courts and other common law jurisdictions, together with an expanding corpus of decisions from the CJEU, are addressed in detail. This book's practical style is designed to assist bankers, other regulated firms, lawyers, compliance professionals and regulators in the application of a complex area. Rather than simply setting out the separate requirements, the book seeks to navigate the at times contradictory legislative and regulatory strands to give (in so far as is possible) a coherent sense of how they integrate. Much of the content is unique and cannot be found in any other publication. An essential addition to the library of every lender, practitioner and compliance and regulatory risk professional, particularly in the areas of consumer and SME credit.