Author: Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 300
Book Description
Effects of Information Technology on Financial Services Systems
Author: Effects of Information Technology on Financial Services Systems
Author: Effects of Information Technology on Financial Services Systems
Author: Effects of Information Technology on Financial Services Systems
Author: Publisher: DIANE Publishing
ISBN: 1428923675
Category : Banks and banking
Languages : en
Pages : 280
Book Description
Effects of Information Technology on Financial Services Systems
Author: United States. Congress. House. Committee on Banking, Finance, and Urban AffairsPublisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 98
Book Description
Advances on information Technologies in the Financial Services industry
Author: Robert J. KauffmanPublisher: Psychology Press
ISBN: 1135588449
Category : Psychology
Languages : en
Pages : 104
Book Description
The financial services industry is changing under the stimulus of advances in information technology (IT), telecommunications, and the Internet. Technological innovations and growing customer demand and sophistication have led to the emergence of new electronic financial markets, organizational forms for financial services firms, products, and product delivery capabilities. This special issue highlights Information Systems (IS) research on management topics in the financial services that involve IT. The authors utilize a mix of research methodologies to examine a range of innovative applications of IT in the financial services industry.
Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance
Author: El Bachir BoukherouaaPublisher: International Monetary Fund
ISBN: 1589063953
Category : Business & Economics
Languages : en
Pages : 35
Book Description
This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
Information Technology in the Service Society
Author: National Research CouncilPublisher: National Academies Press
ISBN: 0309048761
Category : Computers
Languages : en
Pages : 286
Book Description
Information technology has been touted as a boon for productivity, but measuring the benefits has been difficult. This volume examines what macroeconomic data do and do not show about the impact of information technology on service-sector productivity. This book assesses the ways in which different service firms have selected and implemented information technology, examining the impact of different management actions and styles on the perceived benefits of information technology in services.
Does IT Help? Information Technology in Banking and Entrepreneurship
Author: Toni AhnertPublisher: International Monetary Fund
ISBN: 1513591800
Category : Business & Economics
Languages : en
Pages : 57
Book Description
This paper analyzes the importance of information technology (IT) in banking for entrepreneurship. To guide our empirical analysis, we build a parsimonious model of bank screening and lending that predicts that IT in banking can spur entrepreneurship by making it easier for startups to borrow against collateral. We provide empirical evidence that job creation by young firms is stronger in US counties that are more exposed to ITintensive banks. Consistent with a strengthened collateral lending channel for IT banks, entrepreneurship increases more in IT-exposed counties when house prices rise. In line with the model's implications, IT in banking increases startup activity without diminishing startup quality and it also weakens the importance of geographical distance between borrowers and lenders. These results suggest that banks' IT adoption can increase dynamism and productivity.
The Digital Disruption of Financial Services
Author: Ewa LechmanPublisher: Banking, Money and International Finance
ISBN: 9781032057682
Category : Capital market
Languages : en
Pages : 0
Book Description
This book contributes to the present state of knowledge, offering the reader broad evidence on how new digital technologies impact financial systems. It focuses on both macro- and micro-perspectives of ICT influence on financial markets. The book demonstrates how ICT can impact trading systems or information systems, which are crucial for financial systems to work effectively. It also shows how individuals can benefit from the adoption of digital technologies for everyday financial (e.g., banking) systems usage. The book provides empirical evidence of how digital technologies revolutionize the banking sector and stock exchange trading system and explores the associations between technology and various aspects of firms' functioning. Furthermore, it raises elements of financial inclusion, ICT-based microfinance service and finance-related gender issues. The principal audience of the book will be scholars and academic professionals from a wide variety of disciplines, particularly in the fields of finance and economics. It will be especially useful for those who are addressing the issues of new technologies and the financial markets, FinTech, financial innovations, stock markets, and the role of technological progress in a broadly defined socio-economic system. It will be a valuable source of knowledge for graduate and postgraduate students in economic and social development, information and technology, worldwide studies, social policy or comparative economics.