Author: Moshe A. Milevsky Publisher: John Wiley & Sons ISBN: 1118294513 Category : Business & Economics Languages : en Pages : 229
Book Description
The 800 years of scientific breakthroughs that will help salvage your retirement plans Physics, Chemistry, Astronomy, Biology; every field has its intellectual giants who made breakthrough discoveries that changed the course of history. What about the topic of retirement planning? Is it a science? Or is retirement income planning just a collection of rules-of-thumb, financial products and sales pitches? In The 7 Most Important Equations for Your Retirement...And the Stories Behind Them Moshe Milevsky argues that twenty first century retirement income planning is indeed a science and has its foundations in the work of great sages who made conceptual and controversial breakthroughs over the last eight centuries. In the book Milevsky highlights the work of seven scholars—summarized by seven equations—who shaped all modern retirement calculations. He tells the stories of Leonardo Fibonnaci the Italian businessman; Benjamin Gompertz the gentleman actuary; Edmund Halley the astronomer; Irving Fisher the stock jock; Paul Samuelson the economic guru; Solomon Heubner the insurance and marketing visionary, and Andrey Kolmogorov the Russian mathematical genius—all giants in their respective fields who collectively laid the foundations for modern retirement income planning. With baby boomers starting to hit retirement age, planning for retirement income has become a hot topic across the country Author Moshe Milevsky is an internationally-respected financial expert with the knowledge you need to assess whether you are ready to retire or not Presents an entertaining, informative narrative approach to financial planning Understanding the ideas behind these seven foundation equations—which Moshe Milevsky explains in a manner that everyone can appreciate—will help baby boomers better prepare for retirement. This is a book unlike anything you have ever read on retirement planning. Think Suze Orman meets Stephen Hawking. If you ever wondered what the point of all that high school mathematics was, Moshe Milevsky's answer is: So that you can figure out how to retire...while you can still enjoy your money.
Author: Parag Nesarikar Publisher: Notion Press ISBN: 9781638509424 Category : Languages : en Pages : 258
Book Description
-What do you think - When you hear the word Retirement? -Do you see yourself spending weeks at a time with your grandchildren? -Do you see fulfilling your Wishlist or Bucket list? or -Do you see Traveling to remote vacation spots you have always wanted to visit? Those dreams simply do not line up with the reality for many working Indians. Rather than packing their bags for a month-long escape, many retirees will be packing their lunch for an eight-hour shift. And it is not because they want to; it is because they are broke. They are not financially free! In My Retirement Formulas, Parag explains that retirement is not an age; it is a financial number-an amount you need to live the life in retirement that you have always dreamed of. Whether you are twenty-five or fifty-five, you can start now. Parag will prepare you to follow these Golden Rules to make your own investing decisions. You don't have to retire broke, stressed or work long hours. You can retire happily with a smile on your face! Or worse yet, like most retirees, maybe you are fearful of dying broke? Fear, frustration, and anxiety over retirement planning are all normal emotions, but they do not have to be! In this book author explains how you can turn these retirement crushing pitfalls into massive money goldmines! If you implement the Rules & strategies described, you'll get 100X the cost of this book in value at a minimum! So, roll up your sleeves and get ready to live the memorable-and purposeful-retirement you have always dreamed of!
Author: Teresa Ghilarducci Publisher: Workman Publishing ISBN: 0761186131 Category : Business & Economics Languages : en Pages : 145
Book Description
Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works.
Author: Chris Hogan Publisher: Ramsey Press ISBN: 1937077810 Category : Business & Economics Languages : en Pages : 256
Book Description
When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there. You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!
Author: Jack Phelps Publisher: ISBN: 9781544503561 Category : Finance, Personal Languages : en Pages : 157
Book Description
You've worked hard your entire life to save money for your retirement years. But when the day comes to transition, doubt and fear begin to take hold. You wonder whether you've saved enough, how much you can afford to spend, and how to make your Retirement Bucket of investments last. This uncertainty can keep you working longer than you need to or prevent you from confidently spending the money you've saved-undermining the life you've earned after years of disciplined saving. The Retirement Coach, Jack Phelps, says it's natural to approach retirement with anxiety and questions, and in his new book, he gives you the simple formula for answering each one with certainty and precision. The Relaxing Retirement Formula is a step-by-step guide to developing and maintaining the financial confidence you need to liberate the money you've saved and live the life you've always dreamed about.
Author: Darrow Kirkpatrick Publisher: StructureByDesign ISBN: 9780989283021 Category : Languages : en Pages : 276
Book Description
You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later
Author: Bill Perkins Publisher: Houghton Mifflin ISBN: 0358099765 Category : Business & Economics Languages : en Pages : 243
Book Description
"A ... new philosophy and ... guide to getting the most out of your money--and out of life--for those who value memorable experiences as much as their earnings"--
Author: Todd R. Tresidder Publisher: ISBN: 9781939273024 Category : Finance, Personal Languages : en Pages : 270
Book Description
In The Leverage Equation: How to Work Less, Make More, and Cut 30 Years Off Your Retirement Plan, former hedge fund manager and five-time author Todd Tresidder unpacks the principles, strategies, and tools you need to grow your wealth in time to get the most out of it.
Author: Carrie Schwab-Pomerantz Publisher: Crown Currency ISBN: 0804137366 Category : Business & Economics Languages : en Pages : 434
Book Description
Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
Author: Joshua P. Itzoe Publisher: Hillcrest Publishing Group ISBN: 1934937177 Category : Business & Economics Languages : en Pages : 174
Book Description
Are you a retirement plan fiduciary but unsure of what's required of you? Does it scare you to be held personally liable for bad decisions? Do you have a sneaking suspicion that your plan is paying too much in fees but you're not sure how to find out? Are you worried that your employees won't be able to retire? If the answer to any of these questions is "Yes," this book is for you. "Josh Itzoe has a remarkable capacity for seeing through the maze of regulations surrounding qualified plans to the handful of core ideals by which successful plans must operate. This is a great, understandable guide for plan sponsors." -Pete Swisher, CFP, CPC, Vice President and Senior Institutional Consultant, Unified Trust Company, N.A. and author of "401 (k) Fiduciary Governance: An Advisor's Guide" "Fixing the 401(k) is a bold and excellent work. Josh Itzoe reminds us that excellence is desperately needed within our private retirement system. By following the solid principles shared in this book, Itzoe reveals how any employer, large or small, can build and operate an excellent 401(k). The 401(k) is the mechanism that over fifty million people will rely upon to help their retirement dreams become a reality. This book is the starting point for employers who want to understand how to make their 401(k) truly excellent and help secure the common good of society." -Matthew D. Hutcheson, Congressional Expert and Independent Pension Fiduciary
Author: Moshe A. Milevsky
Author: Parag Nesarikar
Author: Teresa Ghilarducci
Author: Chris Hogan
Author: Jack Phelps
Author: Darrow Kirkpatrick
Author: Bill Perkins
Author: Todd R. Tresidder
Author: Carrie Schwab-Pomerantz
Author: Joshua P. Itzoe