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Author: Nicholas Daniel Hartlep Publisher: ISBN: 9781138194656 Category : Capitalism and education Languages : en Pages : 0
Book Description
Cover -- Title -- Copyright -- Contents -- List of Figures -- List of Tables -- List of Contributors -- Foreword -- Preface -- Acknowledgments -- Part I Critical Perspectives on Financing Higher Education in the United States -- 1 Financing Higher Education in the United States: A Historical Overview of Loans in Federal Financial Aid Policy -- 2 Bankruptcy Means-Testing, Austerity Measures, and Student Loan Debt -- 3 African American Student Loan Debt: Deferring the Dream of Higher Education -- 4 Monetary Critique and Student Debt -- Part II The Debt That Won't Go Away: Stories of Non-Dischargeable Student Debt -- 5 The Rise of the Adjuncts: Neoliberalism Invades the Professoriate -- 6 "BFAMFAPhD": An Adjunct Professor's Personal Experience With Student Debt Long After Leaving Graduate School -- 7 Debt(s) We Can't Walk Out On: National Adjunct Walkout Day, Complicity, and the Neoliberal Threat to Social Movements in the Academy -- 8 Misplaced Faith in the American Dream: Buried in Debt in the Catacombs of the Ivory Tower -- 9 An Adjunct Professor's Communication Barriers With Neoliberal Student Debt Collectors -- 10 "Golden Years" in the Red: Student Loan Debt as Economic Slavery -- 11 Should I Go Back to College? -- Part III Alternatives to American Neoliberal Financing of Higher Education -- 12 Free Tuition: Prospects for Extending Free Schooling Into the Postsecondary Years -- 13 "Work Colleges" as an Alternative to Student Loan Debt -- 14 It Takes More Than a Village, It Takes a Nation -- 15 Monetary Transformation and Public Education -- 16 Reflections on the Future: Setting the Agenda for a Post-Neoliberal U.S. Higher Education -- Name Index -- Subject Index
Author: Nicholas Daniel Hartlep Publisher: ISBN: 9781138194656 Category : Capitalism and education Languages : en Pages : 0
Book Description
Cover -- Title -- Copyright -- Contents -- List of Figures -- List of Tables -- List of Contributors -- Foreword -- Preface -- Acknowledgments -- Part I Critical Perspectives on Financing Higher Education in the United States -- 1 Financing Higher Education in the United States: A Historical Overview of Loans in Federal Financial Aid Policy -- 2 Bankruptcy Means-Testing, Austerity Measures, and Student Loan Debt -- 3 African American Student Loan Debt: Deferring the Dream of Higher Education -- 4 Monetary Critique and Student Debt -- Part II The Debt That Won't Go Away: Stories of Non-Dischargeable Student Debt -- 5 The Rise of the Adjuncts: Neoliberalism Invades the Professoriate -- 6 "BFAMFAPhD": An Adjunct Professor's Personal Experience With Student Debt Long After Leaving Graduate School -- 7 Debt(s) We Can't Walk Out On: National Adjunct Walkout Day, Complicity, and the Neoliberal Threat to Social Movements in the Academy -- 8 Misplaced Faith in the American Dream: Buried in Debt in the Catacombs of the Ivory Tower -- 9 An Adjunct Professor's Communication Barriers With Neoliberal Student Debt Collectors -- 10 "Golden Years" in the Red: Student Loan Debt as Economic Slavery -- 11 Should I Go Back to College? -- Part III Alternatives to American Neoliberal Financing of Higher Education -- 12 Free Tuition: Prospects for Extending Free Schooling Into the Postsecondary Years -- 13 "Work Colleges" as an Alternative to Student Loan Debt -- 14 It Takes More Than a Village, It Takes a Nation -- 15 Monetary Transformation and Public Education -- 16 Reflections on the Future: Setting the Agenda for a Post-Neoliberal U.S. Higher Education -- Name Index -- Subject Index
Author: Nicholas D. Hartlep Publisher: Dio Press Incorporated ISBN: 9781645042471 Category : Languages : en Pages : 234
Book Description
The majority of what gets written about student loan debt ties rapidly rising tuition to state disinvestment, cost disease, among other forces that are internal or external to the academy. The neoliberal regime of truth is that a college education is worth incurring student loan debt. Human capital is the motif. The financial "payoff" is seen as a logical reason to go to college and to "invest" in one's future. This book offers a counter-perspective. The editor of this volume places the debt crisis within a "Wicked Problem" framework to help explain why the student debt crisis in U.S. Higher Education doesn't seem to be getting better despite valiant attempts to do so. The complexity of higher education financing and policy is immense, and it is no coincidence that change is slow. The chapters in this book will point out that while the main culprit for why students continue to graduate with more and more student loan debt is not individual choice, but rather evidence of the neoliberal ecosystem of higher education, itself.
Author: Nicholas D. Hartlep Publisher: Taylor & Francis ISBN: 1317272013 Category : Education Languages : en Pages : 280
Book Description
Capturing the voices of Americans living with student debt in the United States, this collection critiques the neoliberal interest-driven, debt-based system of U.S. higher education and offers alternatives to neoliberal capitalism and the corporatized university. Grounded in an understanding of the historical and political economic context, this book offers auto-ethnographic experiences of living in debt, and analyzes alternatives to the current system. Chapter authors address real questions such as, Do collegians overestimate the economic value of going to college? and How does the monetary system that student loans are part of operate? Pinpointing how developments in the political economy are accountable for students’ university experiences, this book provides an authoritative contribution to research in the fields of educational foundations and higher education policy and finance.
Author: Nicholas D. Hartlep Publisher: Routledge ISBN: 1317272005 Category : Education Languages : en Pages : 267
Book Description
Capturing the voices of Americans living with student debt in the United States, this collection critiques the neoliberal interest-driven, debt-based system of U.S. higher education and offers alternatives to neoliberal capitalism and the corporatized university. Grounded in an understanding of the historical and political economic context, this book offers auto-ethnographic experiences of living in debt, and analyzes alternatives to the current system. Chapter authors address real questions such as, Do collegians overestimate the economic value of going to college? and How does the monetary system that student loans are part of operate? Pinpointing how developments in the political economy are accountable for students’ university experiences, this book provides an authoritative contribution to research in the fields of educational foundations and higher education policy and finance.
Author: Sandy Baum Publisher: Springer ISBN: 1137527382 Category : Education Languages : en Pages : 120
Book Description
This book analyzes reliable evidence to tell the true story of student debt in America. One of the nation’s foremost experts on college finance, Sandy Baum exposes how misleading the widely accepted narrative on student debt is. Baum combines data, research, and analysis to show how the current discourse obscures serious problems, risks misdirecting taxpayer dollars, and could deprive too many Americans of the educational opportunities they deserve. This book and its policy recommendations provide the basis for a new and more constructive national agenda to make paying for college more manageable.
Author: Daniel T. Kirsch Publisher: Bloomsbury Publishing USA ISBN: 1440850720 Category : Education Languages : en Pages : 194
Book Description
With unprecedented student debt keeping an entire generation from realizing the "American Dream," this book sounds a warning about how that debt may undermine both higher education—and our democracy. American higher education boasts one of the most impressive legacies in the world, but the price of admission for many is now endless debt. As this book shows, increasing educational indebtedness undermines the real value of higher education in our democracy. To help readers understand this dilemma, the book examines how student debt became commonplace and what the long-term effects of such an ongoing reality might be. Sold My Soul for a Student Loan examines this vitally important issue from an unprecedented diversity of perspectives, focusing on the fact that student debt is hindering the ability of millions of people to enter the job market, the housing market, the consumer economy, and the political process. Among other topics, the book covers the history of consumer debt in the United States, the history of federal policy toward higher education, and political action in response to the issue of student debt. Perhaps most importantly, it explores the new relationship debtor-citizens have to the government as a result of debt, and how that impacts democracy for a new generation.
Author: William Elliott III Publisher: Bloomsbury Publishing USA ISBN: 1440836477 Category : Business & Economics Languages : en Pages : 266
Book Description
Is it still worth it for low-income students to attend college, given the debt incurred? This book provides a new framework for evaluating the financial aid system in America, positing that aid must not only allow access to higher education, but also help students succeed in college and facilitate their financial health post-college. Higher education plays a critical role in the economy and society of the United States, creating a ladder of economic opportunity for American children, especially for those in poverty. Unfortunately, higher education today increasingly reinforces patterns of relative privilege, particularly as students without the benefit of affluent parents rely more and more on student loans to finance college access. This book presents penetrating new information about the fiscal realities of the current debt-based college loan system and raises tough questions about the extent to which student loans can be a viable way to facilitate equitable access to higher education. The book opens with relevant parts of the life stories of two students—one who grew up poor and had to take on high amounts of student debt, and another whose family could offer financial help at critical times. These real-life examples provide invaluable insight into the student debt problem and help make the complex data more understandable. A wide range of readers—from scholars of poverty, social policy, and educational equality to policymakers to practitioners in the fields of student financial aid and financial planning—will find the information in this text invaluable.
Author: Josh Mitchell Publisher: Simon and Schuster ISBN: 1501199447 Category : Business & Economics Languages : en Pages : 272
Book Description
"The dramatic untold story of the student loan debt crisis in America. In 1981, a new executive at the student loan giant Sallie Mae took home the company's financial documents to review. 'You've got to be shitting me,' he later told the company's CEO. 'This place is a gold mine.' Far from making college affordable, the student loan system has created a college-industrial complex that has submerged multiple generations in debt. For millions, their college investment turned into a nightmare: 43 million people owe a combined $1.6 trillion in student debt, more than both credit card debt and car loans. How did we get here? Acclaimed Wall Street Journal reporter Josh Mitchell's landmark investigation is the first book to tell the full story of the student loan debt crisis in America. Mitchell shows how the program began in the 1950s, evolved into a grand social experiment in the 1960s, got overtaken by greedy colleges in the 1980s and 1990s, and was unleashed in the 2000s by Sallie Mae, the billion-dollar company that turned student lending into big business. Based on eight years of reporting and hundreds of interviews with the decision-makers who crafted the program, The Debt Trap never loses sight of the countless student victims whose lives have been forever altered by a predatory lending system. Mitchell's defining book shows how the narrative of higher education as a ticket to the American Dream fueled the rise of a rapacious system that one of its original architects called a 'monster'".--From dust jacket.
Author: Beth Akers Publisher: Princeton University Press ISBN: 0691181101 Category : Education Languages : en Pages : 192
Book Description
Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.
Author: Laurie Collier Hillstrom Publisher: Bloomsbury Publishing USA ISBN: 1440877246 Category : Education Languages : en Pages : 163
Book Description
This volume provides a comprehensive and evenhanded overview of the escalating college affordability crisis in the United States. It explains how higher education became so expensive and explores the implications of high college loan debt for students and American society. The 21st Century Turning Point series is a one-stop resource for understanding the people and events changing America today. Each volume provides readers with a clear, authoritative, and unbiased understanding of a single issue or event that is driving national debate about our country's leaders, institutions, values, and priorities. This particular volume is devoted to the issue of the rising cost of higher education in the United States. The expense of pursuing a college degree has become so high for so many students, in fact, that the country is experiencing what many educators, economists, parents, and students describe as a college affordability crisis. This work provides an accessible, accurate account of the factors driving this trend, including dramatic reductions in higher education spending by states; for-profit colleges; predatory, unscrupulous, and lightly regulated student loan service companies; and spiraling spending by colleges and universities competing to attract students.
Author: Nicholas Daniel Hartlep
Author: Nicholas Daniel Hartlep
Author: Nicholas D. Hartlep
Author: Nicholas D. Hartlep
Author: Nicholas D. Hartlep
Author: Sandy Baum
Author: Daniel T. Kirsch
Author: William Elliott III
Author: Josh Mitchell
Author: Beth Akers
Author: Laurie Collier Hillstrom