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Author: Anthony ONeal Publisher: Ramsey Press ISBN: 1942121121 Category : Business & Economics Languages : en Pages : 224
Book Description
Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Author: Anthony ONeal Publisher: Ramsey Press ISBN: 1942121121 Category : Business & Economics Languages : en Pages : 224
Book Description
Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Author: Kristina Ellis Publisher: Worthy Books ISBN: 1617958301 Category : Study Aids Languages : en Pages : 154
Book Description
Nearly 70% of students graduate with close to $30,000 in debt. But you don't have to be one of them! In these pages, acclaimed author Kristina Ellis walks you through the wide world of college-finance options, presenting tips, secrets, and strategies so you can develop a personalized plan. A plan to overcome obstacles and get your degree debt-free. With Kristina as your mentor, you'll discover how to: -Establish a winning money mindset -Save up and cut costs before you get to campus -Figure out the dollars and sense of financial aid -Secure your share of free cash for college -Earn money to pay as you go -Choose a school and a major that's worth it -Stretch your funds when every penny counts With determination, the right information, and a well-planned strategy, you can earn that career-advancing degree and graduate from college debt-free. #NotGoingBroke
Author: Zac Bissonnette Publisher: Penguin ISBN: 1101458968 Category : Education Languages : en Pages : 304
Book Description
This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"
Author: Angel Stallings Publisher: ISBN: Category : Languages : en Pages : 109
Book Description
Take this journey with us as we share our best tips and tools to graduate without any student loan debt. This book provides the unique perspective of the HBCU and PWI financial experiences in one source! You will learn from two young Black women from the inner cities of Chicago and Detroit that graduated from college debt-free as first-generation students. Hint: it wasn't with just one large full-ride check. We weren't athletes or brainiacs! This book tells you how to get access to the excess so you can pay off debt and/or stay out of debt completely. "The total amount of outstanding student loans reached an all-time high in 2020, at $1.57 trillion... Based on the current rate of growth, aggregate student loan debt could reach $2 trillion by 2024 and $3 trillion by 2038." This statistic, along with many others, confirms that there are not many resources out there that provide practical steps on how to obtain a debt-free degree. We live in a society where it has been normalized to carry the burden of debt at a young age, and that is NOT ok. Let us help you make your dreams a reality. It's time to GRADUATE TO FREEDOM! - Nia Hill and Angel Stallings
Author: Jeannie Burlowski Publisher: ISBN: 9780998488608 Category : College costs Languages : en Pages : 344
Book Description
You'd love to get your kids through college debt-free-but your kids aren't getting any scholarships, you haven't saved for college, and you make too much to get government financial aid. Is there still hope? Yes, but you'll need someone to guide you. In LAUNCH, academic strategist Jeannie Burlowski lays out clear, step-by-step strategies that empower parents to get their kids through high quality, best-fit colleges debt-free-and then directly into jobs they love afterward. Experts rave about LAUNCH: "The checklists at the end of each chapter in this book are fabulous. They're golden. Well worth the entire price of the book." -Bob Shorb, former associate dean of admissions and financial aid and director of student aid and family finance, Skidmore College "Students who go through college without career direction are, as Jeannie Burlowski says, 'like archers who pull the arrow back on the bow string, shoot, and then years later look around for the target.' This book helps parents set their kids up to take aim early and fire a sure shot, whether that's at medical school or at some other worthy endeavor." -Dr. Paul Amble, MD, assistant clinical professor, Yale School of Medicine "I'm a Morgan Stanley wealth management advisor, and after I read this book cover to cover I purchased 30 copies for clients. Every financial advisor needs to know the information in this book. It's valuable for all types of families-from those that think their income is too high to qualify for aid, to those that worry they'll go into debt paying for college. We utilize this book in our financial planning practice as we guide our clients to the things that matter most in their lives. If you're confused about how FAFSA works or what your kids should contribute, this book will provide clear answers. I was especially impressed with the way the book breaks down the pertinent information with chapters that align with the age of your kid. And the checklists for each chapter allow families to pick and choose the advice that best works for their family. My favorite part of the book is that it is truly a parenting book-with tips and insight for raising strong, thoughtful people who care about improving the world. The focus is on the outcome: your child becoming a successful and happy adult. If you're going to choose a financial advisor, you need to make sure that they know the specific college planning information in this book and are utilizing these ideas in their practice." -Alix Magner, financial advisor, Morgan Stanley, Minneapolis, MN "I'm a certified financial planner who cares deeply that parents are able to send their kids to college without risking their retirement. You can be sure I'll be recommending this book every chance I get." -Mike Branch, CFP, Focus Financial, Minneapolis, MN "High school guidance counselors have a difficult time covering the intricacies of the college admission and financing process in the small amount of time they have to work with a large number of students. This book fills in all the gaps-and more-for parents." -Josie Robinson, author and former high school guidance and career counselor, White Bear Lake Area High School And here's what parents like you say about LAUNCH: "We only used a small fraction of the ideas in this book, and our daughter graduated from an excellent private university at age 20 and went straight to her dream job at Disney. Read chapters 1 and 2 when your kid's in middle school!" -Liz and Tim Weatherhead, Bloomington, MN
Author: Beth Akers Publisher: Princeton University Press ISBN: 0691181101 Category : Education Languages : en Pages : 192
Book Description
Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.
Author: Jason Brown Publisher: 978-1-7332389-2-2 ISBN: 9781733238922 Category : Languages : en Pages : 180
Book Description
Education should NOT be a DEBT sentence If you've been told, "The only way you can go to college is to take out loans," you've been lied to! With the student loan debt crisis continuing to spiral out of control, this book proves that IT IS POSSIBLE to earn a degree without amassing tens of thousands of dollars in debt. Learn from not only the author's story of earning two debt-free degrees, but from other individuals who also achieved the same accomplishment - all through a variety of methods. The book provides relevant information to help potential higher education students graduate debt free by: - Understanding the real cost of college Learning how to find millions in unused scholarship and grant money Exploring more cost-efficient means to traditional college Saving money while in college - yes, it is possible! This book serves as the "answer" to the student loan debt crisis and is designed to provide strategies and offer hope to individuals who desire to avoid student loan debt and graduate debt free. The author has lived on both sides of this crisis as his wife once held $60,000 in student loan debt while he was fortunate to earn two debt-free degrees. This book was created to inspire and encourage you to realize that IT IS POSSIBLE to walk across that stage and be handed a diploma instead of receiving bills in the mail for student loan debt to be repaid. Additionally, it shows you that life can be lived a different way-a way that does not include constantly feeling stress, anxiety, and depression over money. Did You Know? 70% of college students graduate with debt. Become part of the 30%!
Author: William Elliott III Publisher: Bloomsbury Publishing USA ISBN: Category : Business & Economics Languages : en Pages : 232
Book Description
Is it still worth it for low-income students to attend college, given the debt incurred? This book provides a new framework for evaluating the financial aid system in America, positing that aid must not only allow access to higher education, but also help students succeed in college and facilitate their financial health post-college. Higher education plays a critical role in the economy and society of the United States, creating a ladder of economic opportunity for American children, especially for those in poverty. Unfortunately, higher education today increasingly reinforces patterns of relative privilege, particularly as students without the benefit of affluent parents rely more and more on student loans to finance college access. This book presents penetrating new information about the fiscal realities of the current debt-based college loan system and raises tough questions about the extent to which student loans can be a viable way to facilitate equitable access to higher education. The book opens with relevant parts of the life stories of two students—one who grew up poor and had to take on high amounts of student debt, and another whose family could offer financial help at critical times. These real-life examples provide invaluable insight into the student debt problem and help make the complex data more understandable. A wide range of readers—from scholars of poverty, social policy, and educational equality to policymakers to practitioners in the fields of student financial aid and financial planning—will find the information in this text invaluable.
Author: Scott D. MacDonald Publisher: Indiana University Press ISBN: 0253051452 Category : Education Languages : en Pages : 263
Book Description
Almost 50 million Americans have cumulatively borrowed more than $1.5 trillion to attend college. Roughly one-third of all adults aged 25 to 34 have a student loan. In Education without Debt businessman and philanthropist Scott MacDonald examines the real-life impact of crushing levels of student debt on borrowers and what can be done to fix this crisis. Weaving together stories of debt-impaired lives with stories of personal success achieved with the essential help of financial aid, MacDonald reveals the devastating personal and societal impact of the debt problem and offers possible solutions. He explores the efforts of colleges and private philanthropists to make education affordable and relates his own experience of funding financial aid for need-eligible students at five universities. Education without Debt is a must-read book for anyone concerned about the rising cost of education and what to do about this critical policy and societal issue.
Author: Anthony ONeal
Author: Anthony ONeal
Author: Kristina Ellis
Author: Zac Bissonnette
Author: Angel Stallings
Author: Kevin Y. Brown
Author: Jeannie Burlowski
Author: Beth Akers
Author: Jason Brown
Author: William Elliott III
Author: Scott D. MacDonald