How to Retire and Not Die PDF Download

Author: Gary Sirak
Publisher: Linmax Publishing LLC
ISBN: 9781544523743
Category :
Languages : en
Pages : 224

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Book Description
Most people think of retirement as taking an extended vacation. In fact, it's more like running a marathon. But all too often, people only realize that after they start running. Fortunately, with a little planning, you'll be able to run that marathon easily-as long as you need to-for a happy, successful retirement. In How to Retire and Not Die, Gary and Max Sirak walk you step by step through the process of winning that marathon and living your best retired life. Embark on a guided journey of self-discovery and learn to identify your Likes, Loves, and Hates. Understand what you truly need to be happy, and create a clear Plan for meeting those needs. Create your ideal WishList, learn about the two pillars of successful retirement, and build the custom retirement Plan that's right for you. With a little patience and practice, you'll be enjoying the retirement of your dreams.

Author: Marika Stone
Publisher: Penguin
ISBN: 1440626804
Category : Self-Help
Languages : en
Pages : 176

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Book Description
“This little gem of a book offers sage advice on everything from downsizing to diet and exercise.”—The New York Times With Americans living longer, healthier lives, the conventional idea of retirement is obsolete. Millions of Americans are working past the age of sixty-five—not because they have to, but because they want to. Many, like Marika and Howard Stone, discover second careers, start their own businesses, or go back to school. Too Young to Retire offers inventive and exciting retirement alternatives to help readers find their labors of love, inner activists, or how to make a home away from home. Enlightening exercises and workbook pages as well as a comprehensive list of publications, home exchange organizations, and websites are included to assist readers in making meaningful choices. For those who aren’t ready to throw in the towel, Too Young to Retire is the essential resource for discovering what comes next.

Author: Beth Strub
Publisher:
ISBN: 9781792170157
Category :
Languages : en
Pages : 73

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Book Description
Are you are thinking about it or already retired? You have to find fun, excitement, and joy in your days. 40 years to achieve the retirement goal, and you are not happy, you don't know what to do all day? YOU need a plan.Husband and I retired early, he was 57, and I was 55. Most people hear us say our ages and they ask, "What do you do all day?" VERY, very rarely do they ask, "How do you afford it?"To me that is hilarious: before retirement you plan financially, you plan the date, but you don't take time to figure out what you want to do for 20-30 years of retirement. I have seen it now for five years. Everyone thinks that you magically know how to retire. YOU DON'T but my book will help you think through what you need and what you want for YOUR life. No money talk, this is all ideas to make your 20-30 years of retirement what you want and need it to be for years of joy. Retirement is talked about just as going off to college is. FOUR things to except in retirement:1.We are all going to die2.Stop fearing change.3.Stop living in the past4.Be easy on yourself What started out as a sassy article I wrote with hundreds of comments has been turned into this book, here is the book's table of contents:Why This BookInvest in RelationshipsChanges - What are YOU Dreaming?Humor and LaughterIt's Just MeNever Say AgainBe Kind to Yourself and OthersAdd a Little LuxuryA Bit of Time for YourselfBe a Better YouMoving to a New AreaDealing with Elderly Parents20-30 Year Money GuessMy Life LessonsPLEASE retire happy! "If you are unhappy....us other old people don't want to be around you."Author information:My name is Beth Ann Strub, sixty years old, retired and living in central Florida, about 20 minutes from the white sandy beaches we all love and right on a golf course, which I have never played on, but it's pretty. I was born and raised in Iowa and have lived in Iowa, Minnesota, Nebraska and now in Florida, which I still can't believe.I could not stop myself from writing this book after seeing people around me with nothing to do for 16-18 hours a day. You need to know how you are going to spend your time, your NEW day-to-day life plan. This is the book for YOU ! I have blogged/written for just over 18 years.From my sites, www.bethanndoing.com Quilting, The Quilt Ladies www.thequiltladies.com, Drawings and My Photographs http://beth-strub.pixels.comWriting, Decorating and everything in between In a nutshell that's me, Beth Ann, One Happy Lady!But, please retire happy! "If you are unhappy....us other old people don't want to be around you."

Author: Joe Thomas Potuzak Sr.
Publisher: AuthorHouse
ISBN: 1452088942
Category : Self-Help
Languages : en
Pages : 310

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Book Description
Having retired early in life at the age of 45, back in the late 80's, has been very advantages to me. It gave me the time to devote many thousands of hours to this project and it should be very beneficial to you, as a reader. This book illustrates what has worked very profitably for me in the past and continues to work profitably to this day. In this book, there are valuable tips and some good sound financial and fundamental information. As President of three Corporations and three companies, from 1965 to present day, it has kept me quite busy over time. In the 90's, as Owner, Producer, Director, and Host of a popular Radio Travel Show in southwest Florida, I was quite content. At the time, I felt I had done quite a bit in my life, but I also felt one project was missing. I had been asked many times, how I retired so young, and how I achieved my success in life. So one day in 2004, I said to myself why not sit down and write about it, hence this book. I do say at times, I am really in semi-retirement, very busy having fun. This book was written with good intentions, morals, and family values. As you read on, it is for all to enjoy, from ages 9 to 90. Early Retirement: A Road Map to Success is a timeless book.

Author: Walter C. Young III
Publisher: Greenleaf Book Group
ISBN: 1632994100
Category : Business & Economics
Languages : en
Pages : 239

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Book Description
Today You Have Choices to Secure Your Retirement Do you often worry about your future and the state of your retirement, fearing that you’ll find out that you actually don’t have as much money as you would like to retire with? The 5th Option is the must-read book for anyone determined to find practical and sensible solutions for a stress-free retirement. Wherever you are in the retirement planning stage, you will learn the secrets to retiring comfortably without having to deal with the frustratingly outdated options of saving more, working longer, risking more, or settling. Told in parable, The 5th Option outlines current retirement philosophies and why many of them fall short over time while also helping you to reach your goals without having to sacrifice your dreams. In this journey to retirement readiness, following along Michael and Jill's path to financial security, you will attain: • A game plan grounded in the latest retirement research where you will learn to become better prepared against the biggest dangers for your financial future. • Multiple pathways to safeguard safe, predictable, and plentiful income • Greater understanding of how you can optimize your investments with actuarial science • And so much more When readers calculatingly strategize the allocation of their money using authors Walter C. Young and Peter Bielagus’s expert advice, they are guaranteed a plan that will have them retiring simply instead of simply retiring.

Author: Barbara Waxman
Publisher: Hundreds of Heads Books, LLC
ISBN: 193351289X
Category : Self-Help
Languages : en
Pages : 289

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Book Description
Retirement today looks nothing like the traditional model of shuffleboard and five o'clock dinners. From baby boomers on the cusp of Medicare to people in their prime working years, adults across the country are remodeling retirement to make it the most satisfying, healthy, active, and productive time of their lives.

Author: Tim Conrad
Publisher:
ISBN: 9781481924481
Category : Self-Help
Languages : en
Pages : 104

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Book Description
You are about to learn how find new exciting gems of happiness that you never knew existed in retirement. Are you concerned that your retirement will be a disappointment? Are you wondering if you will lose your sense of purpose? Are you worried that you will not be able to live the lifestyle to which you were accustomed? Are you perplexed by how best to use your new freedom? Would you rather settle passively for what retirement brings OR try things that you have always dreamed about? Would you rather live an "all - right" retirement or have the retirement time of your life? Would you rather sit in the stands and watch others, or stay in the game by putting your experience and skills to good use? If you're answering yes to these questions, then you're not alone. Lot's of people in or facing retirement struggle with similar challenges. But fear not! This book can help you change this for the better. Wouldn't you rather jump out of bed excited to start each day? Retirement is the time to create the lifestyle that you have dreamed about. Why not create a life that is exciting to you? Why not engage in activities that allow you to continue to stretch and grow. Flexibility increases in retirement. Your free time expands; you now have more time to spend as you please. You'll feel the freedom of letting go of your previous career. No more early morning meetings, time conflicts, or office politics, unless you want those things to continue. No more feeling of being tied to work. Your schedule is your own for the first time in a long time. In my book I teach you how to manage the changes in retirement, tame retirement stress and explore exciting and meaningful ways to spend your retirement. I also teach you the secrets of a happy retirement so that you remain a positive force in the lives of others. Three mistakes retirees make that keep them bored and unhappy. Mistake 1 - Thinking Retirement is Easy. As a result they think that retirement is something that happens to them. This leaves them waiting for a great retirement rather than taking the actions they need to build the retirement they deserve. Mistake 2 - Believing That There is Only One Way to Retire. As a result they follow the "retire to leisure" path. This causes them to be bored and think that there must be something more to retirement than this. Mistake 3 - Thinking That What Worked in My Career Will Work in Retirement. As a result they try to assume the same roles and beliefs in retirement that they held in their careers. And this results in them placing governors on themselves that keep them from exploring new endeavors in retirement. In my book I help you avoid these mistakes by taking actions that launch you toward the retirement that you deserve. Three keys to turning things around and getting the retirement you deserve. Retiring happy is a lot living a second adolescence. In this book you will learn ... How to let go of thoughts and behaviors that are keeping you stuck in the past. This will silence your inner retirement critic and give you room to breath, explore, and do new things. How to embrace activities that rejuvenate and renew, even if they are new and scary. Our lives are a sum total of how we spend our time. Choosing activities that make you feel alive is the name of the new game. Cultivate a mindset that encourages you to grow a happy retirement. A happy retirement is a process we create, not an event that happens to us. Thus you will need to take measures to get your mind into the right frame. I conclude each chapter with an ACTION STEP that will move you closer to retirement happiness. For example, in the first chapter, I have you pick one goal that has meaning for you in retirement. It may be spending more time with family, improving your health, writing that book you have been putting off, or finding part time work that keeps you connected. Grab this book now and start creating more happiness in retirement.

Author: Bruce Firestone
Publisher: Createspace Independent Publishing Platform
ISBN: 9781519796981
Category :
Languages : en
Pages : 64

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Book Description
Developed nations are divided into three classes today-people, mostly government workers, with defined benefit pension plans which take all the risk out of their retirement, the top 1% who in 2012 had a 19.3% share of US national income (up from just 7.7% in 1973) and everyone else. This mini book is written for the latter-the 80% of the working population who have to fend for themselves. Financial advisors seem to be saying pretty much the same thing these days such as, "buy our mutual funds, use us to invest on your behalf in the stock market or stock market indices, buy our life insurance or term life products, cut your spending, save your money, let us invest your money for you in your 401(k) or IRA (RRSPs, TFSAs and IPPs in Canada), buy precious metals like gold through us..." This book by Bruce M Firestone, PhD, lays out an alternative retirement strategy based on owning your own home plus three income properties. As the title says, it works at any age-whether you are 25, 35, 55 or even 75 although it works better at 35 or 55 than at 75. Today, the fastest growing demographic is 100 up so if you think that you may run out of retirement funds before you run out of runway, well, you could be right. What's interesting is the fact that people in the 25 to 30 age bracket are also getting with the program ending up with significant independent income at age 45 or 50. How much money do you have to have to retire? Firestone looks at the case of Ms Maya Yates, a 36 year old single mother with a decent job who has set a goal of retiring at age 62 with an income similar to what she is currently earning-$84,000 annually. She recently read a self help book that suggested she save 10% of her salary which she is having a tough time doing-she is responsible for three young children and gets no spousal support. She doubts this strategy will work for her anyway and she's probably right. Ms Yates knows that GE Capital Retail Bank's optimizer is currently offering 1.3% p.a. on their 3-year CDs (Certificates of Deposit) while Ally Bank offers 1.2%. This means that for Maya to create a retirement income of $84,000 annually for herself via CDs, she will need to save more than $6.7 million over the next 26 years. That works out to saving an impossible 3 times her annual salary, not 10%. Working with Ms Yates, Firestone's strategy involved selling her large suburban home, buying a less expensive but more urban one and using the balance of equity freed up that way to purchase three additional residential rental properties over the next five years. Firestone takes the reader through the steps she takes to develop her mini real estate empire so she will be able to take care of herself and her family. He provides downloadable spreadsheets that show readers how to evaluate opportunities in real estate including how to properly calculate cap rates, internal rates of return and (cash-on-cash) returns on equity as well as wealth and inflationary effects. Dr Firestone talks about why you need to put a solid team together to help you get where you want to go and gives readers a few pointers on what to look for when investing in residential real estate as well as how to conduct due diligence during the conditional period preceding purchase of property. He concludes by refuting the widespread argument that investment in housing was the root cause of the financial meltdown of 2008/09. Advice from senior bankers and politicians (most of them, perhaps all of them, homeowners themselves) suggesting that young people today not become homeowners runs counter to more than 60 years of national policy in most developed nations. These policies were designed to turn millennials and earlier generations into citizens with a stake in their societies and to protect them from financial calamites brought on by job loss, illness and divorce as well as economic and political upheavals.

Author: Parag Nesarikar
Publisher: Notion Press
ISBN: 9781638509424
Category :
Languages : en
Pages : 258

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Book Description
-What do you think - When you hear the word Retirement? -Do you see yourself spending weeks at a time with your grandchildren? -Do you see fulfilling your Wishlist or Bucket list? or -Do you see Traveling to remote vacation spots you have always wanted to visit? Those dreams simply do not line up with the reality for many working Indians. Rather than packing their bags for a month-long escape, many retirees will be packing their lunch for an eight-hour shift. And it is not because they want to; it is because they are broke. They are not financially free! In My Retirement Formulas, Parag explains that retirement is not an age; it is a financial number-an amount you need to live the life in retirement that you have always dreamed of. Whether you are twenty-five or fifty-five, you can start now. Parag will prepare you to follow these Golden Rules to make your own investing decisions. You don't have to retire broke, stressed or work long hours. You can retire happily with a smile on your face! Or worse yet, like most retirees, maybe you are fearful of dying broke? Fear, frustration, and anxiety over retirement planning are all normal emotions, but they do not have to be! In this book author explains how you can turn these retirement crushing pitfalls into massive money goldmines! If you implement the Rules & strategies described, you'll get 100X the cost of this book in value at a minimum! So, roll up your sleeves and get ready to live the memorable-and purposeful-retirement you have always dreamed of!

Author: Robert E. Levinson
Publisher: Trafford
ISBN: 9781412011440
Category : Retirement
Languages : en
Pages : 0

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Book Description
My feeling is that you should never retire! In order to stay alive you should work until you die! Successful and timely planning, not for retirement but for rechargement is the main thrust of this book. It will show you step by step how I did it, along with dozens of intriguing case examples of 'others' experience. When The Anti-Retirement Book does its job, it will help you structure a plan tailored to your personal circumstances and needs that will, as you get older, make you more productive, exciting, and have fun filled years in the future. You can design your own destiny on your own terms and within your own time frame. This book is geared to people well in advance of the so called "retirement" age. It makes it clear that the main problem for most people heading there is not financial. At least equally important is how to occupy one's time in an organized way with productive physical and mental activity. And most important, how to plan well to make this happen. Norman Mailer put it simply enough: "Boredom slays more of existence than war." If boredom is retirement's arch enemy, its antidote is diversity. Studies bear out repeatedly that variety sparks interest and excitement. It also presents the challenge of change. Excerpted from www.babyboomers-seniors.com, review by Anita Finley: Many Years ago, I met Robert Levison and was quite impressed with him and the powerful influence he had in his community of Boca Raton. After he wrote this book, I knew why I admired him so much. This is his philoshophy: "My feeling is that you should never retire! In order to stay alive you should work until you die!" ...In writing the retirement book, Bob approaches the project with missionary zeal. "It has long depressed me" Levinson says, "to see so many fine people who could be happily and productively employed wasting what could be the best years of their lives." This in a nutshell is the basic theme of the book. Bob's vast experience qualifies him to review, assess and help readers tailor to their personal needs and desires . . . the wealth of fruitful options accessible. Bob Levison is a management and marketing specialist. But more than that, he is a RETIREMENT specialist. "When you get the urge" he believes, "follow it." This explains why he has many careers. Excerpted from a column by Humberto & Georgina Cruz Driving from Vero Beach to Port Everglades to go on a cruise, we had only 30 minutes to stop in Boca Raton and see Robert Levinson at Lynn University. ...as he talked, his brown eyes gleaming, we could sense he was right in his element, feeling just enough pressure to get a thrill out of it. I've talked to doctors about this. In order to live a good life you must always have a degree of pressure on you," said Levinson, who at 78 - he turns 79 on Friday - has served as a vice president of the Boca Raton shcool for more than 12 years. What Levinson refers to as "pressure" other people might simply call "structure," or having a specific activity at a specific time. And many retirees may find enjoyment in leisure activities and hobbies Levinson doesn't much care about. But none of this takes away from the wisdom of his advice: Always be thinking of what you'll do next, including when you reach the traditional "retirement" age. Even if it isn't work, know what it is you want to do, or you may find yourself without a reason for living.