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Author: Ben Rogaly Publisher: Oxfam ISBN: 9780855984137 Category : Business & Economics Languages : en Pages : 196
Book Description
This is an analysis of the potential of community-based financial services to reduce poverty and combat social exclusion in Britain. From this base, the authors move to a critical review of the outcomes of microfinance interventions around the world. They consider innovative economic responses to poverty in countries such as Bangladesh and Bolivia. Then drawing on their own research, they set out ways to counter financial exclusion in Britain; how to enable people to build assets and acquire capital, and provide mechanisms for the wealth retention in communities deserted by conventional banks.
Author: Ben Rogaly Publisher: Oxfam ISBN: 9780855984137 Category : Business & Economics Languages : en Pages : 196
Book Description
This is an analysis of the potential of community-based financial services to reduce poverty and combat social exclusion in Britain. From this base, the authors move to a critical review of the outcomes of microfinance interventions around the world. They consider innovative economic responses to poverty in countries such as Bangladesh and Bolivia. Then drawing on their own research, they set out ways to counter financial exclusion in Britain; how to enable people to build assets and acquire capital, and provide mechanisms for the wealth retention in communities deserted by conventional banks.
Author: Paul Mosley Publisher: Routledge ISBN: 1136626395 Category : Business & Economics Languages : en Pages : 230
Book Description
The persistence of poverty hurts us all, and attacking poverty is a major policy objective everywhere. In Britain, the main political parties have an anti-poverty mandate and in particular an agreed commitment to eliminate child poverty by 2020, but there is controversy over how this should be done. This book addresses one of the main causes of poverty, financial exclusion – the inability to access finance from the high-street banks. People on low or irregular incomes typically have to resort to loan sharks, ‘doorstep lenders’ and other informal credit sources, a predicament which makes escape from the poverty trap doubly difficult. Over the last fifteen years, a strategy of breaking down the poverty trap has been implemented, known in the UK as community development financial institutions (CDFIs), typically non-profit lending institutions focussed on the financially excluded, and seeking to learn from the achievements of microfinance around the world. Focussing on the period 2007-09, during which the UK went into a global recession, this book investigates how CDFIs work and how well they have helped low-income people and businesses to weather that recession. Based on a study of eight CDFIs in four UK cities, we ask: what ideas for overcoming financial exclusion have worked well, and which have worked badly? What can we learn from the experience of these CDFIs which can help reduce poverty in this country and globally? We assess the impact of CDFIs using a range of indicators (including income, assets, education, health) and ask what changes in policy by both CDFIs and government agencies (for example, benefits agencies) might be able to increase impact. Some of the key lessons are: CDFIs need to work with appropriate partners to build up savings capacity in their clients; the community environment is vital in determining who escapes from the poverty trap; and CDFIs can never function properly unless they learn how to control their overdue debts. This book will be vital reading for those concerned with social policy, microfinance and anti-poverty policies in industrialised countries and around the world.
Author: Esther Dermott Publisher: Policy Press ISBN: 1447334272 Category : Political Science Languages : en Pages : 384
Book Description
How can we measure poverty in the United Kingdom today, and which measures are most reliable? Is poverty related to other problems and disadvantages? Based on the largest research study on UK poverty ever commissioned, these fascinating volumes answer these questions and more, providing the most authoritative and up-to-date picture ever assembled of poverty throughout the four countries of the United Kingdom. Using state-of-the-art measurement methods, Poverty and Social Exclusion in the UK looks across geography, time, and key domains like health, employment, and housing to make enlightening--and sometimes shocking--comparisons. In the second volume, contributors consider different aspects of disadvantage, from access to local services, the world of work, the quality of housing and neighborhoods, and physical and mental health. They also look at wider aspects of social and community life, as well as participation in civic and political activities.
Author: Esther Dermott Publisher: Policy Press ISBN: 1447332156 Category : Marginality, Social Languages : en Pages : 280
Book Description
How can we measure poverty in the United Kingdom today, and which measures are most reliable? Is poverty related to other problems and disadvantages? Based on the largest research study on UK poverty ever commissioned, these fascinating volumes answer these questions and more, providing the most authoritative and up-to-date picture ever assembled of poverty throughout the four countries of the United Kingdom. Using state-of-the-art measurement methods, Poverty and Social Exclusion in the UK looks across geography, time, and key domains like health, employment, and housing to make enlightening-and sometimes shocking-comparisons. Volume One focuses on assessing poverty through the lens of a wide range of groups, reporting on the living standards of older and younger people, parents and children, ethnic groups, and disabled people-as well as on the differing impacts of political intervention. --
Author: Mark Shucksmith Publisher: Policy Press ISBN: 1447367138 Category : Social Science Languages : en Pages : 274
Book Description
Poverty is perceived as an urban problem, yet many in rural Britain also experience hardship. This book explores how and why people in rural areas experience and negotiate poverty and social exclusion. It examines the role of societal processes, individual circumstances, sources of support (markets; state; voluntary organisations; family and friends) and the role of place. It concludes that the UK’s welfare system is poorly adapted to rural areas, with the COVID-19 pandemic, Brexit and cutbacks exacerbating pressures. Voluntary organisations increasingly fill gaps in support left by the state. Invaluable to those in policy and practice, the book recommends a combination of person-based and place-based approaches to tackle rural poverty.
Author: Paul Milbourne Publisher: Routledge ISBN: 1134625561 Category : Business & Economics Languages : en Pages : 215
Book Description
This book brings to light important issues which are often ignored - that the social effects of poverty are acute in rural areas. Milbourne examines the effects of poverty on issues such as social exclusion in rural areas.
Author: Esther Dermott Publisher: ISBN: 9781447332398 Category : Marginality, Social Languages : en Pages : 367
Book Description
This work provides insights into the nature and extent of poverty and social exclusion in the UK today for different social groups: older and younger people; parents and children; ethnic groups; men and women; disabled people; and across regions through the recent period of austerity.
Author: Ben Rogaly
Author: Ben Rogaly
Author: Thomas Fisher
Author: Paul Mosley
Author: Esther Dermott
Author: Esther Dermott
Author: Pantazis, Christina
Author: Mark Shucksmith
Author: Paul Milbourne
Author: Catherine Howarth
Author: Esther Dermott