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Author: Antoninus Samy Publisher: Oxford University Press ISBN: 0191091766 Category : History Languages : en Pages : 304
Book Description
The permanent building societies of England grew from humble beginnings as a multitude of small and localized institutions in the nineteenth century to become the dominant players in the house mortgage market by the inter-war period. Throughout the nineteenth and early-twentieth centuries, the movement cultivated an image of being a champion of home ownership for the working classes, but housing historians have questioned whether building societies really lived up to this claim. This study fills a major gap in the historiography of the movement by investigating the class profile of building society members, and how the design of different building societies affected their accessibility, efficiency, and risk-taking practices between 1880 and 1939. These themes are explored using case studies of several building societies from this period and drawing upon extensive archival records. The Building Society Promise shows that building societies did lend to working-class households before the First and Second World Wars, with some societies showing a greater commitment to working-class home ownership than others. What ultimately affected the outreach of individual societies was the quality of information they possessed, which in turn was largely determined by the types of agency networks they used to find and select borrowers. The phenomenal growth of some of these institutions in the inter-war period, however, and the ensuing competition which emerged between them, brought about profound changes in their firm structure which impaired their ability to reach out to lower-income households as efficiently as before. The findings of this research are relevant to both past and present debates about the optimal design of financial institutions in overcoming social exclusion in credit markets, and the deleterious effects that firm growth, market competition, and managerial self-interest can have on their performance and stability.
Author: Antoninus Samy Publisher: Oxford University Press ISBN: 0191091766 Category : History Languages : en Pages : 304
Book Description
The permanent building societies of England grew from humble beginnings as a multitude of small and localized institutions in the nineteenth century to become the dominant players in the house mortgage market by the inter-war period. Throughout the nineteenth and early-twentieth centuries, the movement cultivated an image of being a champion of home ownership for the working classes, but housing historians have questioned whether building societies really lived up to this claim. This study fills a major gap in the historiography of the movement by investigating the class profile of building society members, and how the design of different building societies affected their accessibility, efficiency, and risk-taking practices between 1880 and 1939. These themes are explored using case studies of several building societies from this period and drawing upon extensive archival records. The Building Society Promise shows that building societies did lend to working-class households before the First and Second World Wars, with some societies showing a greater commitment to working-class home ownership than others. What ultimately affected the outreach of individual societies was the quality of information they possessed, which in turn was largely determined by the types of agency networks they used to find and select borrowers. The phenomenal growth of some of these institutions in the inter-war period, however, and the ensuing competition which emerged between them, brought about profound changes in their firm structure which impaired their ability to reach out to lower-income households as efficiently as before. The findings of this research are relevant to both past and present debates about the optimal design of financial institutions in overcoming social exclusion in credit markets, and the deleterious effects that firm growth, market competition, and managerial self-interest can have on their performance and stability.
Author: William Cornish Publisher: Bloomsbury Publishing ISBN: 1509931260 Category : Law Languages : en Pages : 672
Book Description
Law and Society in England 1750–1950 is an indispensable text for those wishing to study English legal history and to understand the foundations of the modern British state. In this new updated edition the authors explore the complex relationship between legal and social change. They consider the ways in which those in power themselves imagined and initiated reform and the ways in which they were obliged to respond to demands for change from outside the legal and political classes. What emerges is a lively and critical account of the evolution of modern rights and expectations, and an engaging study of the formation of contemporary social, administrative and legal institutions and ideas, and the road that was travelled to create them. The book is divided into eight chapters: Institutions and Ideas; Land; Commerce and Industry; Labour Relations; The Family; Poverty and Education; Accidents; and Crime. This extensively referenced analysis of modern social and legal history will be invaluable to students and teachers of English law, political science, and social history.
Author: Peter Scott Publisher: OUP Oxford ISBN: 019166488X Category : History Languages : en Pages : 290
Book Description
The Making of the Modern British Home explores the impact of the modern suburban semi-detached house on British family life during the 1920s and 1930s - focusing primarily on working-class households who moved from cramped inner-urban accommodation to new suburban council or owner-occupied housing estates. Migration to suburbia is shown to have initiated a dramatic transformation in lifestyles - from a `traditional' working-class mode of living, based around long-established tightly-knit urban communities, to a recognisably `modern' mode, centred around the home, the nuclear family, and building a better future for the next generation. This process had far-reaching impacts on family life, entailing a change in household priorities to meet the higher costs of suburban living, which in turn impacted on many aspects of household behaviour, including family size. This volume also constitutes a general history of the development of both owner-occupied and municipal suburban housing estates in interwar Britain, including the evolution of housing policy; the housing development process; housing and estate design, lay-outs, and architectural features; marketing owner-occupation and consumer durables to a mass market; furnishing the new suburban home; making ends meet; suburban gardens; social filtering and conflict on the new estates; and problems of 'mis-selling' and 'Jerry building'. Peter Scott integrates the social history of the interwar suburbs with their economic, business, marketing, and architectural/planning histories, demonstrating how these elements interacted to produce a new model of working-class lifestyles and 'respectability' which marked a fundamental break with pre-1914 working-class urban communities.
Author: H G Beale Publisher: Oxford University Press ISBN: 0199287368 Category : Law Languages : en Pages : 1331
Book Description
This casebook on contract comprises a wide selection of cases and materials that illustrate the substantive law and places it in its legal and commercial context. It demonstrates how the rules work both inside and outside the courtroom.
Author: Jill Poole Publisher: Oxford University Press ISBN: 0198732813 Category : Contracts Languages : en Pages : 845
Book Description
'Casebook on Contract Law' provides students with a comprehensive selection of the cases most likely to be encountered on contract law courses and is specifically designed to meet their needs.
Author: Robert Merkin QC Publisher: Oxford University Press ISBN: 0198869983 Category : Contracts Languages : en Pages : 857
Book Description
All the cases you need, together with the tools to understand them. Poole's Casebook on contract law takes a uniquely supportive approach, to give students the confidence to engage with and analyse judgments. The book is simple to navigate, pulling all key case law together into one easy-to-use volume which students can work through systematically or use to reference specific cases. Cases are accompanied by succinct author commentary highlighting the key elements of each case. An introductory chapter provides valuable guidance on how to read and understand case law, developing essential academic and practical skills.
Author: Andrew Burrows Publisher: Bloomsbury Publishing ISBN: 1782251448 Category : Law Languages : en Pages : 898
Book Description
This is the fourth, fully updated, edition of Professor Burrows' casebook, offering law students the ideal way to discover and understand contract law through reading highlights from the leading cases. Designed to be used in conjunction with a contract law textbook, this book covers the undergraduate contract law course in a series of clearly presented and carefully structured chapters. The author provides an expert introduction to each topic and his succinct notes and questions seek to guide students to a proper understanding of the cases. The relevant statutes are also set out along with a principled analysis of them. In addition to cross-references to further discussion in the leading textbooks, an innovative feature is the summary of leading academic articles in each chapter. The book is designed not to overwhelm students by its length but covers all aspects of the law of contract most commonly found in the undergraduate curriculum. Praise for previous editions: “Excellent update. Continues to be the best Text, Cases and Materials volume out there.” Jeremias Prassl, St John's College, Oxford “The most up-to-date text. Student friendly...Excellent coverage of the case law.” Dr Benjamin Andoh, Southampton Solent University, Law School “An outstanding casebook: concise extracts that capture all relevant aspects, clear and helpful comments, and up-to-date and well-selected suggestions for further reading.” Florian Wagner Von Papp, University College London “Probably the best and most straightforward text, with very good commentary and overview of further reading'' Ewan McGaughey, King's College, London "...simply excellent, as it has case comments and insightful questions...to work out tutorial problems Burrows is essential." Anca Chirita, Durham Law School "Clear, comprehensive, incisive and up-to-date." Professor Joshua Getzler, St Hugh's College, Oxford
Author: Antoninus Samy
Author: Antoninus Samy
Author: Luke Samy
Author: 
Author: William Cornish
Author: Anthony Hotson
Author: Peter Scott
Author: H G Beale
Author: Jill Poole
Author: Robert Merkin QC
Author: Andrew Burrows