Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and InvestigationsPublisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 364
Book Description
The Impact of Credit-based Insurance Scoring on the Availability and Affordability of Insurance
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and InvestigationsPublisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 364
Book Description
Credit-based Insurance Scores
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and InvestigationsPublisher:
ISBN:
Category : Credit ratings
Languages : en
Pages : 256
Book Description
Credit-based Insurance Scores
Author: Martin H. TarlingtonPublisher: Nova Science Pub Incorporated
ISBN: 9781606929148
Category : Business & Economics
Languages : en
Pages : 155
Book Description
Section 215 of the FACT Act (FACTA)1 requires the Federal Trade Commission (FTC or the Commission) and the Federal Reserve Board (FRB), in consultation with the Department of Housing and Urban Development, to study whether credit scores and credit-based insurance scores affect the availability and affordability of consumer credit, as well as automobile and homeowners insurance. FACTA also directs the agencies to assess and report on how these scores are calculated and used; their effects on consumers, specifically their impact on certain groups of consumers, such as low-income consumers, racial and ethnic minority consumers, etc.; and whether alternative scoring models could be developed that would predict risk in a manner comparable to current models but have smaller differences in scores between different groups of consumers. The Commission issues this report to address credit-based insurance scores primarily in the context of automobile insurance. Credit-based insurance scores, like credit scores, are numerical summaries of consumers' credit histories. Credit-based insurance scores typically are calculated using information about past delinquencies or information on the public record (eg: bankruptcies); debt ratios (i.e., how close a consumer is to his or her credit limit); evidence of seeking new credit (e.g., inquiries and new accounts); the length and age of credit history; and the use of certain types of credit (e.g., automobile loans).
Report on the Activity of the Committee on Financial Services for the 110th Congress, January 2, 2009, 110-2 House Report 110-929
Author: Report on the Activity of the Committee on Financial Services for the One Hundred Tenth Congress
Author: United States. Congress. House. Committee on Financial ServicesPublisher:
ISBN:
Category :
Languages : en
Pages : 204
Book Description
Improving the Availability and Affordability of Pandemic Risk Insurance
Author: Lloyd S. DixonPublisher:
ISBN: 9781977407078
Category : Business & Economics
Languages : en
Pages : 106
Book Description
This report evaluates and models proposals for an insurance-based program to provide businesses with resources to maintain payroll and benefits and cover ongoing operating expenses during a pandemic.
Journal and History of Legislation
Author: United States. Congress. House. Committee on Financial ServicesPublisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 432
Book Description
Keeping Score on Credit Scores
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer CreditPublisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 240
Book Description
Congressional Record
Author: United States. CongressPublisher:
ISBN:
Category : Law
Languages : en
Pages : 712
Book Description
The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)
Congressional Record, Daily Digest of the ... Congress
Author: United States. CongressPublisher:
ISBN:
Category : United States
Languages : en
Pages : 712
Book Description