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The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition

The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition PDF Author: Jack Guttentag
Publisher: McGraw Hill Professional
ISBN: 0071742255
Category : Business & Economics
Languages : en
Pages : 353

Book Description
The bestselling one-stop guide to mortgages—updated for the post–housing crisis market! The Mortgage Encyclopedia demystifies all the various mortgage terms, features, and options by offering clear, precise explanations. Fully updated to address the new realities introduced by the housing crisis of 2007, The Mortgage Encyclopedia provides not just a complete description, but also in-depth discussion of the issues that may affect you, whether you're a homeowner (or homeowner-to-be), real estate agent, loan provider, or attorney. With this handy, comprehensive guide on hand, you have instant access to: Definitions and explanations of common mortgage-related terms, as well as arcane mortgage terminology, listed alphabetically Expert advice on the most pressing issues, such as whether to use a mortgage brokers, the benefits of paying points versus a larger down payment, and the hazards of cosigning a loan The truth about common mortgage myths and misperceptions—and the pitfalls you need to avoid Helpful tables on affordability, interest cost of fixed-rate versus adjustable rate mortgages, and much more So the next time you ask yourself such questions as "Is this FHA loan right for me?" or "Can I negotiate this fee?" reach for this indispensable guide and get the fast, accurate information you need!

The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition

The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition PDF Author: Jack Guttentag
Publisher: McGraw Hill Professional
ISBN: 0071742255
Category : Business & Economics
Languages : en
Pages : 353

Book Description
The bestselling one-stop guide to mortgages—updated for the post–housing crisis market! The Mortgage Encyclopedia demystifies all the various mortgage terms, features, and options by offering clear, precise explanations. Fully updated to address the new realities introduced by the housing crisis of 2007, The Mortgage Encyclopedia provides not just a complete description, but also in-depth discussion of the issues that may affect you, whether you're a homeowner (or homeowner-to-be), real estate agent, loan provider, or attorney. With this handy, comprehensive guide on hand, you have instant access to: Definitions and explanations of common mortgage-related terms, as well as arcane mortgage terminology, listed alphabetically Expert advice on the most pressing issues, such as whether to use a mortgage brokers, the benefits of paying points versus a larger down payment, and the hazards of cosigning a loan The truth about common mortgage myths and misperceptions—and the pitfalls you need to avoid Helpful tables on affordability, interest cost of fixed-rate versus adjustable rate mortgages, and much more So the next time you ask yourself such questions as "Is this FHA loan right for me?" or "Can I negotiate this fee?" reach for this indispensable guide and get the fast, accurate information you need!

The Mortgage Encyclopedia

The Mortgage Encyclopedia PDF Author: Jack Guttentag
Publisher: McGraw Hill Professional
ISBN: 0071458492
Category : Business & Economics
Languages : en
Pages : 350

Book Description
A one-stop reference for in-depth explanations of mortgage topics With the creation of so many new, complex mortgage programs, it's difficult for consumers --not to mention real estate agents, attorneys, closing agents, and mortgage brokers--to keep track of them all. Written by nationally syndicated real estate columnist Jack Guttentag, The Mortgage Encyclopedia helps readers understand the various mortgage terms, features, and options by offering clear, precise explanations. The alphabetical organization of terms makes it easy to quickly find information on any topic, from FHA, Investor, and No-PMI Loans to Origination Fee and Rate Float. Each entry includes not just a description of the term, but also relevant advice for consumers, such as answers to the questions "Is this loan right for me?" and "Can I negotiate this fee?" Guides readers through the bewildering array of new mortgage programs Features definitions and explanations of common mortgage, escrow, and closing fees and arcane mortgage terminology

The Home Mortgage Book

The Home Mortgage Book PDF Author: Dale Mayer
Publisher: Atlantic Publishing Company
ISBN: 0910627843
Category :
Languages : en
Pages : 290

Book Description
Finding and arranging the best mortgage for your dream home purchase can be a confusing and daunting experience.

Booms and Busts: An Encyclopedia of Economic History from the First Stock Market Crash of 1792 to the Current Global Economic Crisis

Booms and Busts: An Encyclopedia of Economic History from the First Stock Market Crash of 1792 to the Current Global Economic Crisis PDF Author: Mehmet Odekon
Publisher: Routledge
ISBN: 1317475763
Category : Business & Economics
Languages : en
Pages : 1050

Book Description
This timely and authoritative set explores three centuries of good times and hard times in major economies throughout the world. More than 400 signed articles cover events from Tulipmania during the 1630s to the U.S. federal stimulus package of 2009, and introduce readers to underlying concepts, recurring themes, major institutions, and notable figures. Written in a clear, accessible style, "Booms and Busts" provides vital insight and perspective for students, teachers, librarians, and the general public - anyone interested in understanding the historical precedents, causes, and effects of the global economic crisis. Special features include a chronology of major booms and busts through history, a glossary of economic terms, a guide to further research, an appendix of primary documents, a topic finder, and a comprehensive index. It features 1,050 pages; three volumes; 8-1/2" X 11"; topic finder; photos; chronology; glossary; primary documents; bibliography; and, index.

Loan Modification For Dummies

Loan Modification For Dummies PDF Author: Ralph R. Roberts
Publisher: John Wiley & Sons
ISBN: 0470501995
Category : Business & Economics
Languages : en
Pages : 316

Book Description
The crucial information you need to secure a reliable loan modification and save your home Behind on your mortgage payments? Worried about losing your home? Don't panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home. This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself. Advice on determining whether you're likely to qualify for your lender's loan modification program Guidance on preparing and submitting a loan modification application that improves your chances of success Helps you figure out a monthly payment you really can afford Tips on modifying your loan even when you owe more than your home's current market value Negotiation advice for securing the best possible terms and lowest monthly payment Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side Read Loan Modification For Dummies and start saving your home today.

Careers as a Commissioned Sales Representative

Careers as a Commissioned Sales Representative PDF Author: Mindy Mozer
Publisher: The Rosen Publishing Group, Inc
ISBN: 147771796X
Category : Juvenile Nonfiction
Languages : en
Pages : 80

Book Description
This book examines the job of commissioned sales representatives, focusing on the nature of the work, its demands and special salary considerations, and the many work environments and products to be sold, as well as the necessary education, training, personality type, and skill sets.

Mortgages 101

Mortgages 101 PDF Author: David (Carl David) Reed
Publisher: AMACOM/American Management Association
ISBN: 9780814428450
Category : Electronic books
Languages : en
Pages : 289

Book Description
With quick answers to more than 250 critical questions about home loans, this guide details all the latest changes in mortgage processes, including up-to-date lending formulas and important information on lending requirements and application procedures.

The Complete Idiot's Guide to Mortgages, 2nd Edition

The Complete Idiot's Guide to Mortgages, 2nd Edition PDF Author: Edie Milligan Driskill
Publisher: Penguin
ISBN: 1440691096
Category : Business & Economics
Languages : en
Pages : 256

Book Description
It pays to be in the know about mortgages. An expanded and revised version of The Pocket Idiot's Guide to Mortgages, this essential volume covers everything homebuyers and re-financers need to know. Coverage includes an overview of the application process, overcoming qualification hurdles, finding the right type of loan, when and how to refinance to save money, and much more. * Contains the forms readers need as they move through the mortgage process, including a sample application, pre-qualification forms, re-finance worksheets, and mortgage payment and amortization tables * Expanded, larger-format edition * Features all the new, creative mortgage programs that have become popular

The Loan Guide

The Loan Guide PDF Author: Casey Fleming
Publisher:
ISBN: 9780615980706
Category : House buying
Languages : en
Pages : 268

Book Description
Before you take on the largest debt you'll ever have, you should have more - and better - information than you've ever had before. Whether you are a novice or an expert real estate investor this book provides the information you need to finally understand what lending channel, what loan product, and what price point truly fits your need. If you are an engineer looking to dig deeply into the nuts and bolts of how this works you will love the tools and analyses in this book. If you are more interested in just drilling in and getting quick answers, this book is an excellent reference guide with easy-to-find, high quality advice. In order to get the best mortgage possible you need to do five things very well: 1 - Decide whether you should even get a loan in the first place 2 - Choose the best lending channel for your needs 3 - Choose the best loan program for your needs 4 - Choose the best price point for your specific plans 5 - Lock your interest rate at the right time The Loan Guide provides a complete guide to doing all these things well. Finally, The Loan Guide covers how to manage your mortgage in order to keep as much money in your pocket over the course of your lifetime, how to interpret and avoid common marketing gimmicks, and how to use the Excel-based analytical tools used in examples throughout the book. Since 2008 all the rules of lending have changed. The Loan Guide, published in 2014, was written between 2008 and 2014 and updated as it was being written, to reflect the most current rules and guidelines possible. The Loan Guide is current, clear and complete, and you will find it answers exactly the questions you have, and many that you should have but don't know it.

Encyclopedia of American Business

Encyclopedia of American Business PDF Author: Rick Boulware
Publisher: Infobase Publishing
ISBN: 1438109865
Category : Business & Economics
Languages : en
Pages : 529

Book Description
Buying, selling, budgeting, and saving are fundamental business practices that almost everyone understands on a basic level.