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Author: Michael McPherson Publisher: Princeton University Press ISBN: 0691230919 Category : Education Languages : en Pages : 176
Book Description
Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.
Author: Michael McPherson Publisher: Princeton University Press ISBN: 0691230919 Category : Education Languages : en Pages : 176
Book Description
Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.
Author: Michael S. McPherson Publisher: ISBN: 9780691057835 Category : Education Languages : en Pages : 161
Book Description
Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.
Author: Beth Akers Publisher: Princeton University Press ISBN: 0691181101 Category : Education Languages : en Pages : 192
Book Description
Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.
Author: Robert K. Fullinwider Publisher: Rowman & Littlefield Publishers ISBN: 1461638828 Category : Philosophy Languages : en Pages : 279
Book Description
Leveling the Playing Field examines the admissions policies of contemporary American colleges and universities in light of the assumption that enhancing the educational opportunities of lower-income and minority students would make American society more just. It asks how current admissions policies affect the prospects of such students, and it evaluates alternative approaches. The book treats a variety of topics relevant to answering these questions. What does it mean to reward people according to merit? Is the American system of higher education a meritocracy, and should it be? How do the missions of contemporary institutions of higher education bear on admissions? What are the implications of the Supreme Court's landmark affirmative action decisions of 2003? What is the proper role and significance of standardized tests like the SAT? How does 'lower' education prepare students, or fail to, for higher education? In answering these questions, the book examines legacy preference, early admissions policies, financial aid, the test-prep industry, college counseling, and athletics, evaluating their effects on the distribution of higher education in the United States, not only for lower-income and minority students but for college-bound students in general.
Author: Robert B. Archibald Publisher: JHU Press ISBN: 0801877598 Category : Education Languages : en Pages : 268
Book Description
As the cost of higher education continues to rise, students and their families find it increasingly difficult to navigate the financial aid maze. In Redesigning the Financial Aid System, economist Robert Archibald examines the history of the system and its current flaws, and he makes a radical proposal for changing the structure of the system. Archibald argues that one of the problems with the current model—in which universities are responsible for the majority of grants while the federal government provides student loans—is that a student cannot know the final price of attending a given institution until after he or she has applied, been accepted, and received a financial aid offer. As a result, students remain largely uninformed about the cost of their college educations until very late in the decision-making process and so have difficulty making a timely choice. In addition, financial aid information is kept private, creating confusion over the price of a college education and the role of financial aid. Under Archibald's proposed reforms, the federal government would assess a student's financial need and provide need-based grants, while institutions would be responsible for guaranteeing student loans. Not only would this new system demystify financial aid and allow students to be better informed about the cost of college earlier in the process, but it would greatly simplify the application procedure and prevent financial aid allocation from contributing to the problem of rising tuition costs. Archibald's clear explanation of the current system—its impact, strengths, and weaknesses—as well as his plans for reform, will be of interest to educators, administrators, students, and parents.
Author: Roland Keene Publisher: ISBN: Category : Education Languages : en Pages : 384
Book Description
Covering all forms of financial assistance to students--gifts, loans, and work--this first comprehensive book on the subject takes a hard look at what is going on in American colleges and universities. The twenty-eight original essays, written for the volume, are especially timely for two reasons: first, institutions of higher education, both public and private, have a heightened interest in institutional financial support from all sources, including that available from student tuition (and thus indirectly from student financial-aid sources); and second, state and federal agencies, especially Congress, are reviewing and revising the aid programs which they sponsor (a matter of grave concern to institutions which depend on such funds for a substantial portion of their incomes). Divided into five parts, the work covers the philosophy and history of financial aid to students in American universities and colleges, the various programs currently in force, the organization and administration of student financial assistance, professional careers open to advisors, counselors, and administrators, and an overview summing up the ideas and recommendations of the distinguished professionals who have contributed to the volume. Though addressed primarily to administrators and to students of higher education, the book should be read by policy-makers--by college and university presidents and deans, by trustees, and by state and federal legislators.
Author: Baoyan Cheng Publisher: Lexington Books ISBN: 0739145525 Category : Education Languages : en Pages : 170
Book Description
Providing the most updated information on the current financial aid system, especially the Government-subsidized Student Loan Program, in China, this book employs a multi-perspective approach to studying this loan program. Adopting an interdisciplinary framework, the book goes beyond examining the technical aspects of setting up a student loan program; it puts the loan program in a larger context of social stratification, equality and social justice.
Author: William Kibler Publisher: Independently Published ISBN: 9781717933935 Category : Study Aids Languages : en Pages : 324
Book Description
College admissions today is a game. Those that don't know the rules, lose. The author, William Kibler, has over twelve years experience in college admissions and has placed students from Maine to California and Washington to Florida. This work is meant to encapsulate the entire admissions and financial aid processes. The book addresses basic terminology, the impact of grades and test scores, how to make a student more appealing and more competitive, the impact of athletics on admissions and financial aid, a four year plan in high school, competitions, personal statements, college visits, college fairs, interviews, applications and getting more financial aid especially for middle class families. A university education is the doorway to more opportunities in life. This book is designed to give a student the keys to attaining the best universities and colleges at the best prices. The book offers a specific road map from the beginning of high school to freshman induction at the university. Knowing how to navigate the rules of the college game has the potential to save a family tens of thousands of dollars for higher education.
Author: Elizabeth Tandy Shermer Publisher: Harvard University Press ISBN: 0674269802 Category : Education Languages : en Pages : 401
Book Description
The untold history of how America’s student-loan program turned the pursuit of higher education into a pathway to poverty. It didn’t always take thirty years to pay off the cost of a bachelor’s degree. Elizabeth Tandy Shermer untangles the history that brought us here and discovers that the story of skyrocketing college debt is not merely one of good intentions gone wrong. In fact, the federal student loan program was never supposed to make college affordable. The earliest federal proposals for college affordability sought to replace tuition with taxpayer funding of institutions. But Southern whites feared that lower costs would undermine segregation, Catholic colleges objected to state support of secular institutions, professors worried that federal dollars would come with regulations hindering academic freedom, and elite-university presidents recoiled at the idea of mass higher education. Cold War congressional fights eventually made access more important than affordability. Rather than freeing colleges from their dependence on tuition, the government created a loan instrument that made college accessible in the short term but even costlier in the long term by charging an interest penalty only to needy students. In the mid-1960s, as bankers wavered over the prospect of uncollected debt, Congress backstopped the loans, provoking runaway inflation in college tuition and resulting in immense lender profits. Today 45 million Americans owe more than $1.5 trillion in college debt, with the burdens falling disproportionately on borrowers of color, particularly women. Reformers, meanwhile, have been frustrated by colleges and lenders too rich and powerful to contain. Indentured Students makes clear that these are not unforeseen consequences. The federal student loan system is working as designed.
Author: Michael McPherson
Author: Michael McPherson
Author: Michael S. McPherson
Author: Beth Akers
Author: Robert K. Fullinwider
Author: Robert B. Archibald
Author: Roland Keene
Author: Baoyan Cheng
Author: William Kibler
Author: United States. Congress. Senate. Committee on Governmental Affairs
Author: Elizabeth Tandy Shermer