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Beating the College Debt Trap

Beating the College Debt Trap PDF Author: Alex Chediak
Publisher: HarperChristian + ORM
ISBN: 0310337437
Category : Study Aids
Languages : en
Pages : 225

Book Description
A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

Beating the College Debt Trap

Beating the College Debt Trap PDF Author: Alex Chediak
Publisher: HarperChristian + ORM
ISBN: 0310337437
Category : Study Aids
Languages : en
Pages : 225

Book Description
A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

Thriving at College

Thriving at College PDF Author: Alex Chediak
Publisher: Tyndale House Publishers, Inc.
ISBN: 1414352670
Category : Religion
Languages : en
Pages : 366

Book Description
Going to college can be exciting, anxiety inducing, and expensive! You want your child to get the most out of their college experience—what advice do you give? Thriving at College by Alex Chediak is the perfect gift for a college student or a soon-to-be college student. Filled with wisdom and practical advice from a seasoned college professor and student mentor, Thriving at College covers the ten most common mistakes that college students make—and how to avoid them! Alex leaves no stone unturned—he discusses everything from choosing a major and discerning one’s vocation to balancing academics and fun, from cultivating relationships with peers and professors to helping students figure out what to do with their summers. Most importantly, this book will help students not only keep their faith but build a vibrant faith and become the person God created them to be.

Preparing Your Teens for College

Preparing Your Teens for College PDF Author: Alex Chediak
Publisher: Tyndale House Publishers, Inc.
ISBN: 1414390769
Category : Religion
Languages : en
Pages : 441

Book Description
Will my teens’ faith be strong enough to withstand the tests of college? Will they focus on their studies or squander their free time? Will they form healthy friendships or join the wrong crowd? Dr. Alex Chediak has watched too many college students flounder over these issues and many others. Sadly, 45 percent of those who start off at a four-year college will not complete their degree. At a time when college has never been more expensive, too many of our children are failing. What makes the difference? Character, a strong faith, and a willingness to delay gratification. And where is that learned? Ideally, at home. In this book, Alex will give you everything you need to help your teens not only successfully navigate the college years but also real life. Alex covers all the hot-button issues: dating, premarital sex, roommates, grades, career guidance, God, and much more. You won’t want to be without this essential survival manual for college.

The Debt Trap

The Debt Trap PDF Author: Josh Mitchell
Publisher: Simon and Schuster
ISBN: 1501199447
Category : Business & Economics
Languages : en
Pages : 272

Book Description
"The dramatic untold story of the student loan debt crisis in America. In 1981, a new executive at the student loan giant Sallie Mae took home the company's financial documents to review. 'You've got to be shitting me,' he later told the company's CEO. 'This place is a gold mine.' Far from making college affordable, the student loan system has created a college-industrial complex that has submerged multiple generations in debt. For millions, their college investment turned into a nightmare: 43 million people owe a combined $1.6 trillion in student debt, more than both credit card debt and car loans. How did we get here? Acclaimed Wall Street Journal reporter Josh Mitchell's landmark investigation is the first book to tell the full story of the student loan debt crisis in America. Mitchell shows how the program began in the 1950s, evolved into a grand social experiment in the 1960s, got overtaken by greedy colleges in the 1980s and 1990s, and was unleashed in the 2000s by Sallie Mae, the billion-dollar company that turned student lending into big business. Based on eight years of reporting and hundreds of interviews with the decision-makers who crafted the program, The Debt Trap never loses sight of the countless student victims whose lives have been forever altered by a predatory lending system. Mitchell's defining book shows how the narrative of higher education as a ticket to the American Dream fueled the rise of a rapacious system that one of its original architects called a 'monster'".--From dust jacket.

Walden on Wheels

Walden on Wheels PDF Author: Ken Ilgunas
Publisher: Houghton Mifflin Harcourt
ISBN: 054402883X
Category : Biography & Autobiography
Languages : en
Pages : 319

Book Description
Inspired by Thoreau, Ilgunas set out on a Spartan path to pay off $32,000 in undergraduate student loans by scrubbing toilets and making beds in Alaska. Determined to graduate debt-free after enrolling in graduate school, he lived in an Econoline van in a campus parking lot, saving--and learning--much about the cost of education today.

The College Solution

The College Solution PDF Author: Lynn O'Shaughnessy
Publisher: FT Press
ISBN: 0132703327
Category : Business & Economics
Languages : en
Pages : 305

Book Description
“The College Solution helps readers look beyond over-hyped admission rankings to discover schools that offer a quality education at affordable prices. Taking the guesswork out of saving and finding money for college, this is a practical and insightful must-have guide for every parent!” —Jaye J. Fenderson, Seventeen’s College Columnist and Author, Seventeen’s Guide to Getting into College “This book is a must read in an era of rising tuition and falling admission rates. O’Shaughnessy offers good advice with blessed clarity and brevity.” —Jay Mathews, Washington Post Education Writer and Columnist “I would recommend any parent of a college-bound student read The College Solution.” —Kal Chany, Author, The Princeton Review’s Paying for College Without Going Broke “The College Solution goes beyond other guidebooks in providing an abundance of information about how to afford college, in addition to how to approach the selection process by putting the student first.” —Martha “Marty” O’Connell, Executive Director, Colleges That Change Lives “Lynn O’Shaughnessy always focuses on what’s in the consumer’s best interest, telling families how to save money and avoid making costly mistakes.” —Mark Kantrowitz, Publisher, FinAid.org and Author, FastWeb College Gold “An antidote to the hype and hysteria about getting in and paying for college! O’Shaughnessy has produced an excellent overview that demystifies the college planning process for students and families.” —Barmak Nassirian, American Association of Collegiate Registrars and Admissions Officers For millions of families, the college planning experience has become extremely stressful. And, unless your child is an elite student in the academic top 1%, most books on the subject won’t help you. Now, however, there’s a college guide for everyone. In The College Solution, top personal finance journalist Lynn O’Shaughnessy presents an easy-to-use roadmap to finding the right college program (not just the most hyped) and dramatically reducing the cost of college, too. Forget the rankings! Discover what really matters: the quality and value of the programs your child wants and deserves. O’Shaughnessy uncovers “industry secrets” on how colleges actually parcel out financial aid—and how even “average” students can maximize their share. Learn how to send your kids to expensive private schools for virtually the cost of an in-state public college...and how promising students can pay significantly less than the “sticker price” even at the best state universities. No other book offers this much practical guidance on choosing a college...and no other book will save you as much money! • Secrets your school’s guidance counselor doesn’t know yet The surprising ways colleges have changed how they do business • Get every dime of financial aid that’s out there for you Be a “fly on the wall” inside the college financial aid office • U.S. News & World Report: clueless about your child Beyond one-size-fits-all rankings: finding the right program for your teenager • The best bargains in higher education Overlooked academic choices that just might be perfect for you

5 Paths to the Love of Your Life

5 Paths to the Love of Your Life PDF Author: Lauren F. Winner
Publisher: NavPress Publishing Group
ISBN: 9781576837092
Category : Religion
Languages : en
Pages : 0

Book Description
Respected relationship experts and bestselling authors offer sound dating and marriage advice, grounded in biblical truth and their own personal experiences.

Out of the Dust (Scholastic Gold)

Out of the Dust (Scholastic Gold) PDF Author: Karen Hesse
Publisher: Scholastic Inc.
ISBN: 0545517125
Category : Juvenile Fiction
Languages : en
Pages : 254

Book Description
Acclaimed author Karen Hesse's Newbery Medal-winning novel-in-verse explores the life of fourteen-year-old Billie Jo growing up in the dust bowls of Oklahoma. Out of the Dust joins the Scholastic Gold line, which features award-winning and beloved novels. Includes exclusive bonus content!"Dust piles up like snow across the prairie. . . ."A terrible accident has transformed Billie Jo's life, scarring her inside and out. Her mother is gone. Her father can't talk about it. And the one thing that might make her feel better -- playing the piano -- is impossible with her wounded hands.To make matters worse, dust storms are devastating the family farm and all the farms nearby. While others flee from the dust bowl, Billie Jo is left to find peace in the bleak landscape of Oklahoma -- and in the surprising landscape of her own heart.

Can Democracy Safeguard the Future?

Can Democracy Safeguard the Future? PDF Author: Graham Smith
Publisher: John Wiley & Sons
ISBN: 1509539263
Category : Philosophy
Languages : en
Pages : 160

Book Description
Our democracies repeatedly fail to safeguard the future. From pensions to pandemics, health and social care through to climate, biodiversity and emerging technologies, democracies have been unable to deliver robust policies for the long term. In this book, Graham Smith asks why. Exploring the drivers of short-termism, he considers ways of reshaping legislatures and constitutions and proposes strengthening independent offices whose overarching goals do not change at every election. More radically, Smith argues that forms of participatory and deliberative politics offer the most effective democratic response to the current political myopia, as well as a powerful means of protecting the interests of generations to come.

The Cult of Smart

The Cult of Smart PDF Author: Fredrik deBoer
Publisher: All Points Books
ISBN: 1250200385
Category : Education
Languages : en
Pages : 272

Book Description
Named one of Vulture’s Top 10 Best Books of 2020! Leftist firebrand Fredrik deBoer exposes the lie at the heart of our educational system and demands top-to-bottom reform. Everyone agrees that education is the key to creating a more just and equal world, and that our schools are broken and failing. Proposed reforms variously target incompetent teachers, corrupt union practices, or outdated curricula, but no one acknowledges a scientifically-proven fact that we all understand intuitively: Academic potential varies between individuals, and cannot be dramatically improved. In The Cult of Smart, educator and outspoken leftist Fredrik deBoer exposes this omission as the central flaw of our entire society, which has created and perpetuated an unjust class structure based on intellectual ability. Since cognitive talent varies from person to person, our education system can never create equal opportunity for all. Instead, it teaches our children that hierarchy and competition are natural, and that human value should be based on intelligence. These ideas are counter to everything that the left believes, but until they acknowledge the existence of individual cognitive differences, progressives remain complicit in keeping the status quo in place. This passionate, voice-driven manifesto demands that we embrace a new goal for education: equality of outcomes. We must create a world that has a place for everyone, not just the academically talented. But we’ll never achieve this dream until the Cult of Smart is destroyed.