Sustainable Development of the Housing Finance System PDF Download

Author: Pierre A. David
Publisher: UN-HABITAT
ISBN: 9789211316728
Category : Social Science
Languages : en
Pages : 76

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Book Description

Author: Pierre A. David
Publisher: UN-HABITAT
ISBN: 9789211316728
Category : Social Science
Languages : en
Pages : 40

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Book Description

Author: Doris Köhn
Publisher: Springer Science & Business Media
ISBN: 3540778578
Category : Business & Economics
Languages : en
Pages : 244

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Book Description
The growth of urban areas and population in middle and low income countries is a continuing trend. Urbanization expands as rural to urban migration offers better income opportunities in cities. This trend is both a source of development opportunities and challenges for the housing sector. On the one hand, housing is a large and growing market, and on the other, massive slums confirm the poor housing conditions in many developing countries. These adverse conditions mirror inadequate housing policies, inefficient or absent property registration, as well as limits to access to housing finance. Provision of affordable housing is therefore an important topic in the fight against poverty. This book focuses on solutions that improve the enabling environment for the poor in accessing housing finance. It explores how to develop and integrate housing finance into a sustainable financial system for developing countries and offers ways in which low-income families can obtain better access to housing finance. This book provides a conceptual framework for housing finance development and addresses practical solutions in the provision of housing finance and compares different approaches.

Author: Xing Quan Zhang
Publisher: UN-HABITAT
ISBN: 9211319927
Category : Developing countries
Languages : en
Pages : 104

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Book Description
This report provides a comprehensive review of the challenges for low and moderate income housing. It focuses on the issues of affordability, accessibility and sustainability in resolving the housing problem. It looks at both formal and informal instruments and how experiences in developed countries and instruments in addressing middle income households can help inspire solutions for low and moderate income housing. The report examines a whole range of major instruments and experiences across the developing and developed worlds.

Author: Daphne Frank
Publisher: Nomos Verlagsgesellschaft
ISBN:
Category : Business & Economics
Languages : en
Pages : 290

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Book Description
Achieving sustainable housing finance is a daunting goal for an increasing number of countries around the world. Time and again, this proves to be a challenge, particularly for programs that support low-income groups. The failure of government support can have devastating consequences and places added constraints on opportunities for social and economic development. This book investigates the institutional, financial, and social conditions that are necessary for housing programs to effectively address the increasing demand for shelter. Particular emphasis is placed on social networks as a critical component of sustainability. The book proposes an analytical model that illustrates the complexity of relationships and interactions between the diverse actors that participate, contest, and coalesce in and around housing finance programs. Drawing from a rich international experience - with six case studies from Chile, Ecuador, South Africa, and Thailand - it covers a wide range of organizational arrangements. The author demonstrates that the provision and continuity of housing solutions rest fundamentally on community groups and their social networks, with self-sufficiency in organizational capacity and resource management being paramount.

Author: Franklin Allen
Publisher: Pearson Prentice Hall
ISBN: 0137011601
Category : Business & Economics
Languages : en
Pages : 214

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Book Description
Explains the financial history leading to the mortgage meltdown and assesses today's housing finance systems in the United States and abroad.

Author: Susan M. Wachter
Publisher: University of Pennsylvania Press
ISBN: 0812248627
Category : Business & Economics
Languages : en
Pages : 288

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Book Description
Nearly a decade after the housing market's collapse triggered the Great Recession, members of both sides of the political aisle are calling for reform. Principles of Housing Finance Reform lays out a roadmap for reforms for a new housing finance system to achieve liquidity, access, and sustainability.

Author:
Publisher: UN-HABITAT
ISBN: 9789211316865
Category : Housing
Languages : en
Pages : 176

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Book Description

Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 120

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Book Description

Author: Loic Chiquier
Publisher: World Bank Publications
ISBN: 0821377515
Category : Social Science
Languages : en
Pages : 540

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Book Description
Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.