Breaking Up the Bank PDF Download

Author: Lowell L. Bryan
Publisher: McGraw-Hill Professional Publishing
ISBN:
Category : Bank mergers
Languages : en
Pages : 236

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Author: Yona Zeldis McDonough
Publisher: Simon and Schuster
ISBN: 1439126992
Category : Fiction
Languages : en
Pages : 370

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A fresh and whimsical novel featuring a single mother in Brooklyn who suddenly discovers an ATM machine that gives her free (and unrecorded) cash; what she does with that money changes many lives—including her own. Mia Saul is down on her luck. She’s been dumped by her husband, fired from her job, and forced to move with her ten-year-old daughter Eden to a crummy apartment. Juggling temp jobs, arguing over child support, and trying to keep Eden’s increasingly erratic behavior in check leaves Mia weary and worn out. So when a routine stop at an ATM turns into a stroke of luck Mia never expected, the results are nothing short of...magical. Teetering between guilt and generosity, Mia takes advantage of her sudden windfall in small ways. She also develops relationships with a variety of neighborhood characters she ordinarily would never have crossed paths with—and turns her life around in ways she never thought possible. Poignant, smart, and utterly captivating, this quirky "pay-it-forward" tale captures the everyday concerns of women everywhere.

Author: David Bank
Publisher: Simon and Schuster
ISBN: 0743203151
Category : Computer software industry
Languages : en
Pages : 314

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"Breaking Windows" is a gripping account of Bill Gates's plan to establish a monopoly and create a new kind of business organism. Bank shows how the company's executives faced a tough legal challenge, and how they are dealing with the limits of Microsoft's growth.

Author: Simon Johnson
Publisher: Vintage
ISBN: 030747660X
Category : Business & Economics
Languages : en
Pages : 338

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Book Description
In spite of its key role in creating the ruinous financial crisis of 2008, the American banking industry has grown bigger, more profitable, and more resistant to regulation than ever. Anchored by six megabanks whose assets amount to more than 60 percent of the country’s gross domestic product, this oligarchy proved it could first hold the global economy hostage and then use its political muscle to fight off meaningful reform. 13 Bankers brilliantly charts the rise to power of the financial sector and forcefully argues that we must break up the big banks if we want to avoid future financial catastrophes. Updated, with additional analysis of the government’s recent attempt to reform the banking industry, this is a timely and expert account of our troubled political economy.

Author: Arthur E. Wilmarth Jr
Publisher: Oxford University Press
ISBN: 0190260718
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
Banks were allowed to enter securities markets and become universal banks during two periods in the past century - the 1920s and the late 1990s. Both times, universal banks made high-risk loans and packaged them into securities that were sold as safe investments to poorly-informed investors. Both times, universal banks promoted unsustainable booms that led to destructive busts - the Great Depression of the early 1930s and the Global Financial Crisis of 2007-09. Both times, governments were forced to arrange costly bailouts of universal banks. Congress passed the Glass-Steagall Act of 1933 in response to the Great Depression. The Act broke up universal banks and established a decentralized financial system composed of three separate and independent sectors: banking, securities, and insurance. That system was stable and successful for over four decades until the big-bank lobby persuaded regulators to open loopholes in Glass-Steagall during the 1980s and convinced Congress to repeal it in 1999. Congress did not adopt a new Glass-Steagall Act after the Global Financial Crisis. Instead, Congress passed the Dodd-Frank Act. Dodd-Frank's highly technical reforms tried to make banks safer but left in place a dangerous financial system dominated by universal banks. Universal banks continue to pose unacceptable risks to financial stability and economic and social welfare. They exert far too much influence over our political and regulatory systems because of their immense size and their undeniable "too-big-to-fail" status. In Taming the Megabanks, Arthur Wilmarth argues that we must again separate banks from securities markets to avoid another devastating financial crisis and ensure that our financial system serves Main Street business firms and consumers instead of Wall Street bankers and speculators. Wilmarth's comprehensive and detailed analysis demonstrates that a new Glass-Steagall Act would make our financial system much more stable and less likely to produce boom-and-bust cycles. Giant universal banks would no longer dominate our financial system or receive enormous subsidies. A more decentralized and competitive financial system would encourage banks and securities firms to fulfill their proper roles as servants - not masters - of Main Street businesses and consumers.

Author: Allen N. Berger
Publisher: OUP Oxford
ISBN: 0191002194
Category : Business & Economics
Languages : en
Pages : 1040

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Book Description
The Oxford Handbook of Banking, Second Edition provides an overview and analysis of developments and research in banking written by leading researchers in the field. This handbook will appeal to graduate students of economics, banking and finance, academics, practitioners, regulators, and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner, and policy-related material. The Handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their corporate governance and risk management practices. Part II deals with Bank Operations and Performance. A range of issues are covered including bank performance, financial innovation, and technological change. Aspects relating to small business, consumer, and mortgage lending are analysed together with securitization, shadow banking, and payment systems. Part III entitled Regulatory and Policy Perspectives discusses central banking, monetary policy transmission, market discipline, and prudential regulation and supervision. Part IV of the book covers various Macroeconomic Perspectives in Banking. This part includes a discussion of systemic risk and banking and sovereign crises, the role of the state in finance and development as well as how banks influence real economic activity. The final Part V examines International Differences in Banking Structures and Environments. This part of the Handbook examines banking systems in the United States, European Union, Japan, Africa, Transition countries, and the developing nations of Asia and Latin America.

Author: David Shirreff
Publisher: Melville House
ISBN: 1612195032
Category : Business & Economics
Languages : en
Pages : 106

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Book Description
Can we prevent another financial crisis? We can! Break Up the Banks! is a sensible, actionable, and totally accessible call to arms from an acclaimed financial journalist It’s been eight years since the financial crisis, but has anyone taken real action to prevent the next one? Former Economist reporter David Shirreff thinks not, and in Break Up the Banks!, he gives us a short but essential guide to what exactly we can do. With great clarity and a keen sense of humor, Shirreff argues that banks have gotten far too big and far too powerful—and shows how they can be reined in.

Author: Martha Maker
Publisher: Little Simon
ISBN: 9781534429024
Category : Juvenile Fiction
Languages : en
Pages : 0

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Book Description
Bella, Emily, Maddie, and Sam decide to create their very own start-up—a lemonade stand!—in this fifth book of the Craftily Ever After chapter book series. Bella, Emily, Maddie, and Sam have been hard at work in their craft studio—so busy in fact, that their supplies are starting to dwindle. It’s time to stock up! In order to add a little money to their piggy bank, the friends decide to combine their skills and use the last of their allowance to create their very own business: a lemonade stand! But something’s not quite right. While the stand looks fabulous, the lemonade is…not. And where are all their customers? Can these crafty entrepreneurs save their business before it’s too late? With easy-to-read language and illustrations on almost every page, the Craftily Ever After chapter books are perfect for emerging readers.

Author: Daniel Handler
Publisher: Little, Brown Books for Young Readers
ISBN: 0316194581
Category : Young Adult Fiction
Languages : en
Pages : 305

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Book Description
I'm telling you why we broke up, Ed. I'm writing it in this letter, the whole truth of why it happened. Min Green and Ed Slaterton are breaking up, so Min is writing Ed a letter and giving him a box. Inside the box is why they broke up. Two bottle caps, a movie ticket, a folded note, a box of matches, a protractor, books, a toy truck, a pair of ugly earrings, a comb from a motel room, and every other item collected over the course of a giddy, intimate, heartbreaking relationship. Item after item is illustrated and accounted for, and then the box, like a girlfriend, will be dumped.

Author: Lena Rethel
Publisher: Bloomsbury Publishing
ISBN: 1848139403
Category : Business & Economics
Languages : en
Pages : 160

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Book Description
Banks of all sorts are troubled institutions. The cost of public bail-outs associated with the subprime crisis in the United States alone may be as high as US$5 trillion. What is the problem with banks? Why do they seem to be at the centre of economic and financial turmoil down through the ages? In this provocative and timely book, Rethel and Sinclair seek answers to these questions, arguing that banks suffer from perennial problems, and that developments in the financial markets and government in recent decades have simply exacerbated these issues. The book examines banking activity in America, Asia and Europe, and how specific historical circumstances have transformed banks' behaviour and attitude to risk. While many see government as a constraint on banks, Sinclair and Rethel argue that what governments do in terms of regulation shapes banks and their motivations, as can be seen in the shortcomings of current reform proposals. Instead, more far-reaching, alternative ways of regulating and shaping banks are needed. A concise, essential overview of a pressing global issue.