Smart and Simple Financial Strategies for Busy People PDF Download

Author: Jane Bryant Quinn
Publisher: Simon and Schuster
ISBN: 0743295935
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
Are you too busy to pay much attention to your money? Do you worry that maybe you haven't been doing the right things? This book is for you, from Jane Bryant Quinn, the most trusted voice in personal finance today. Her classic bestseller, Making the Most of Your Money, guided a generation toward smart and sensible financial choices. Here she strips away the extras, choosing the best financial ideas and products available today. They're all you need to create a successful and long-lasting financial plan. It's money management the No Worry way. To start with, she tells you to forget all the complicated stuff the financial industry sells. You don't need it, it costs too much, and some of it is downright bad. It's designed to make the banks, brokers, and insurance companies rich, not you. The best ideas (a super-short list!) are simple, low in cost, and easy to use. They're also sophisticated and smart. The strategies shown here are followed by some of the most successful planners and money managers around today, yet they're something everyone can understand. They'll give you what you need from your money -- regular savings, financial security, long-term investment growth, personal control, and best of all, peace of mind. Once you've set up a No Worry plan, you won't have to pay much attention to it. The choices you'll find here are all good ones. All you have to do is arrange for automatic payments and contributions and then get on with the rest of your busy life. You can focus your energies on your job, family, leisure, and friends, secure in the knowledge that your finances are okay. Here's what you'll do on the No Worry plan: Save more money without feeling pinched Get rid of debt the automatic way Keep yourself safe, with the right amount of insurance at the lowest cost Zero in on the right mortgage, every time Pick the best college savings plan for your kids Understand your finances, in ways you never did before Find the smartest and simplest ways of investing money, to earn superior returns over the long run The investment ideas alone will open your eyes to the newest strategies for accumulating wealth (without making big mistakes!). Jane Bryant Quinn will change the way you think about money. She has the answers busy people need.

Author: Robert A. Cooke
Publisher: McGraw-Hill Companies
ISBN: 9780070125568
Category : Business & Economics
Languages : en
Pages : 228

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Book Description
Hundreds of proven strategies for getting the most out of your money. Where to get information and advice when buying stocks and bonds, advice on insurance, real estate investment and much more.

Author: Jane Bryant Quinn
Publisher: Simon and Schuster
ISBN: 9781416553526
Category : Business & Economics
Languages : en
Pages : 1264

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Book Description
Named the best personal finance book on the market by Consumers Union, Jane Bryant Quinn's bestseller Making the Most of Your Money has been completely revised and updated to provide a guide to financial recovery, independence, and success in the new economy. Getting your financial life on track and keeping it there -- nothing is more important to your family and you. This proven, comprehensive guidebook steers you around the risks and helps you make smart and profitable decisions at every stage of your life. Are you single, married, or divorced? A parent with a paycheck or a parent at home? Getting your first job or well along in your career? Helping your kids in college or your parents in their older age? Planning for retirement? Already retired and worried about how to make your money last? You'll find ideas to help you build your financial security here. Jane Bryant Quinn answers more questions more completely than any other personal-finance author on the market today. You'll reach for this book again and again as your life changes and new financial decisions arise. Here are just a few of the important subjects she examines: • Setting priorities during and after a financial setback, and bouncing back • Getting the most out of a bank while avoiding fees • Credit card and debit card secrets that will save you money • Family matters -- talking money before marriage and mediating claims during divorce • Cutting the cost of student debt, and finding schools that will offer big "merit" scholarships to your child • The simplest ways of pulling yourself out of debt • Why it's so important to jump on the automatic-savings bandwagon • Buying a house, selling one, or trying to rent your home when buyers aren't around • Why credit scores are more important than ever, plus tips on keeping yours in the range most attractive to lenders • Investing made easy -- mutual funds that are tailor-made for your future retirement • What every investor needs to know about building wealth • How an "investment policy" helps you make wise decisions in any market • The essential tax-deferred retirement plans, from 401(k)s to Individual Retirement Accounts -- and how to manage them • How to invest in real estate at a bargain price (and how to spot something that looks like a bargain but isn't) • Eleven ways of keeping a steady income while you're retired, even after a stock market crash • Financial planning -- what it means, how you do it, and where to find good planners Page by page, Quinn leads you through the pros and cons of every decision, to help you make the choice that will suit you best. This is the single personal-finance book that no family should be without.

Author: John Schwartz
Publisher: Penguin
ISBN: 0399576819
Category : Business & Economics
Languages : en
Pages : 322

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Book Description
A New York Times correspondent shares his financial successes and mishaps, offering an everyman's guide to straightening out your money once and for all. Money management is one of our most practical survival skills—and also one we've convinced ourselves we're either born with or not. In reality, financial planning can be learned, like anything else. Part financial memoir and part research-based guide to attaining lifelong security, This Is the Year I Put My Financial Life in Order is the book that everyone who has never wanted to read a preachy financial guide has been waiting for. John Schwartz and his wife, Jeanne, are pre-retirement workers of an economic class well above the poverty line, but well below the one percent. Sharing his own alternately harrowing and hilarious stories—from his brush with financial ruin and bankruptcy in his thirties to his short-lived budgeted diet of cafeteria french fries and gravy—John will walk you through his own journey to financial literacy, which he admittedly started a bit late. He covers everything from investments to retirement and insurance to wills (at fifty-eight, he didn't have one!), medical directives and more. Whether you're a college grad wanting to start out on the right foot or you're approaching retirement age and still wondering what a 401(K) is, This Is the Year I Put My Financial Life in Order will help you become your own best financial adviser.

Author: Charles Schwab
Publisher: Crown
ISBN: 9780609601242
Category : Finance, Personal
Languages : en
Pages : 0

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Book Description
When it comes to investing, most of us know where we'd like to be but not how to get there. We'd like nothing better than to sit down with an experienced professional who can guide us through the bewildering array of choices. Reading this easy-to-understand book is like having the founder and CEO of a $350 billion brokerage firm sit at your kitchen table and distill his 40-plus years of accumulated wisdom in a one-on-one session with you. You will learn how to: Define and set investment goals Prepare an investment plan, put the plan into action, and update the plan regularly Plan for your children's education or your own retirement Cope effectively with the ups and downs of the market Make sure you'll have enough for a comfortable retirement

Author: Joe Saul-Sehy
Publisher: Penguin
ISBN: 0593330684
Category : Business & Economics
Languages : en
Pages : 369

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Book Description
From the money nerds behind the award-winning Stacking Benjamins podcast, a new kind of personal finance book to get your house in order. Rich. Wealthy. Well-heeled. Moneyed. Affluent. Not bad—but why not get Stacked instead? If you’ve ever dreamed of a basic philosophy of money that’ll help you live bigger, be bolder, and laugh harder, you need this book. In these uncertain times, the basics matter more than ever. But for most of us, concepts such as investing, budgeting, and getting out of debt just don’t float our boats (or 150-foot yachts)—and so we put them off longer than we should. Joe Saul-Sehy and Emily Guy Birken are here to tell you that personal finance can be a lot more fun than you think. (No haberdashery, maritime knowledge, or specialized flatware required.) Learn about everything from side hustles, to hiring a legit financial adviser, to planning for emergencies, to what’s new and exciting—and actually worth your time—in financial apps and software. If you’re looking for the same old get-rich-quick clichés, avocado toast shaming, or alphabet soup of incomprehensible financial terms, you won’t find them here. Instead, Saul-Sehy and Birken take you step by step along the way to financial success, with their signature blend of shrewd financial information and wacky humor.

Author: Manish Chauhan
Publisher: NETWORK 18 PUBLICATIONS LTD
ISBN: 938020082X
Category :
Languages : en
Pages : 169

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Book Description
16 Personal Finance Principles Every Investor Should Know aims to reorient the way in which people perceive money management. With the help of simple stories and parables, it changes your perception of money management from a complex chore that only financial wizards can master to a simple, commonsense exercise that you can easily undertake. Every chapter in this book is based on personal finance principles, which when applied can make your financial life full of power, freedom and abundance. It is not written to engage a discerning reader or show-case the authors knowledge; this book is written to help you take action in your financial life. 16 Personal Finance Principles Every Investor Should Know is a veritable manual or guide on how to live an extraordinary financial life. It will show you exactly how to change your relationship with money and make your financial life simple; it will help you to understand the guiding principles of personal finance and bring about a change in your financial situation; it will guide you towards making your financial life more organized. In a nutshell, it will help you shift gears and start on an exciting journey of wealth creation the only plea that runs through the book is that you must take action!

Author: Gregory Bresiger
Publisher: eBookIt.com
ISBN: 1456606921
Category : Business & Economics
Languages : en
Pages : 164

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Book Description
A jargon-free, stress-free approach to managing your finances. Some of the top writers in Personal Finance have contributed to this eBook, including my business partner, Gregory Bresiger (who's articles have appeared in the New York Business Post. He has also been a writer for Financial Advisor Magazine and Financial Planner Magazine) This book will help you easily understand the complexities of finance. No matter your age, background or financial situation, we guarantee that your financial goals will seem closer to reality after reading this eBook.

Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 48

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Book Description
The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.

Author: Jen McDonough
Publisher:
ISBN: 9780984770441
Category : Business & Economics
Languages : en
Pages : 136

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Book Description
Would you take action to find financial freedom, peace, and joy if you only had to spent 5 minutes a day on something? Would you spend 300 seconds a day to reduce financial stress in your life? If you answered yes to the above, I say kudos to you for taking action to read this book! Carving time out of your schedule to further educate yourself on something that has the potential to change your life will be rewarding! You get 'double brownie points' especially since: * Personal finance can be a very boring subject to learn about. * Personal finance is not talked about openly in our society (it is like discussing one's underwear in public). Being that personal finances is a hush, hush subject in our society, it probably explains why many people today are living in such pain, embarrassment and shame around their finances. It seems strange when you step back to think about the incredible impact finances can have on our lives, our community and our work. Yet knowing this, we still don't talk about it, we don't take time to learn about it, and frankly, the thought of doing so can give many of us the shiver me timbers. Why do I know all this? I use to be one of "those people" who: * Didn't talk about my finances. * Didn't have time to learn about it * Didn't have any inclination to learn about it. (Just between you and me, I would have been horrified at taking a class or reading a book on personal finances. Yuck and double yuck.) Why then am I writing a book about personal finances? Simply put, I never want you to go through the pain, shame, and stress that out of control finances can bring to your life. Sadly, financial struggles are much more common than most people would think. * A shocking 70% of Americans today are living paycheck to paycheck. * Financial issues continue to be the number one cause of divorce. Most people think financial disaster will never happen to them. I know we sure didn't. Our world was turned upside down when we experienced it. It wasn't long ago that my family went through a very painful time in our lives where we found ourselves emotionally and financially devastated. It seemed like literally overnight we found ourselves drowning in debt and living a life full of fear, embarrassment and shame. We spent many hours stressing about money and had many sleepless nights. Fast forward to today, and our family now lives with peace, joy, happiness, and financial abundance. We no longer worry about debt collectors calling our home, unexpected bills lurking in our mailbox, or how we are going to pay for our groceries. I am proud to say that even with four kids and putting our family first, in just three years we have: * Paid off over $150,000 worth of debt. * Paid over $30,000 worth of medical related expenses. * Learned how to live beyond rich using simple and easy steps that we can now do in about 5 minutes each day. Think you can't learn how to get a handle on your finances? Well you can. If a person like me who HATED the word budget and who MAYBE checked their bank accounts once a year can learn how to get a handle on their finances, YOU can too. This blunt, to the point, no nonsense book will show you how to get your finances under control and get you on the path to living with peace and joy in your finances. The best part is, you only have to spend 5 minutes a day working on your finances with the simple and easy incremental steps I will lay out for you. Really, 5 minutes is all I need to learning how to live beyond rich? Yep, if you spend 5 minutes a day paying attention and taking action to gain control of your finances, you will accomplish much more than hours of worrying each day. Are you tired of worrying about finances? Well then....let's get going! Know this before we start...I am delighted that you're starting down your own path to learning how to live beyond rich. Remember, if I can do it, YOU can too! Live Beyond Rich! Live Beyond Awesome! Jen McDonoug