Guide to Understanding Annuities PDF Download

Author: Virginia B. Morris
Publisher: Lightbulb Press, Inc.
ISBN: 0974038687
Category : Annuities
Languages : en
Pages : 35

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Author: James Matthew Edwards
Publisher:
ISBN: 9780984376308
Category : Business & Economics
Languages : en
Pages : 166

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Book Description
If you're a Baby Boomer, an annuity may be your ticket to a secure and comfortable retirement. Written in easy-to-read language, this guide explains what annuities can and cannot do, their costs, and the risk management features that annuities offer.

Author: Kerry Pechter
Publisher: John Wiley & Sons
ISBN: 1118051939
Category : Business & Economics
Languages : en
Pages : 373

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Book Description
Why look into annuities? If you’re a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3rd Edition. This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to: Identify the main types of annuities Weigh the pros and cons of annuities for yourself Minimize the complexity and cost of your annuity investment Figure out how much money to commit Avoid common annuity pitfalls Create an income you can’t outlive The time to start securing your financial future is now. Annuities For Dummies, 3rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.

Author: Brian Breuel
Publisher: Penguin
ISBN: 9780028611136
Category : Business & Economics
Languages : en
Pages : 378

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Book Description
Introduces the principles of purchasing insurance against anticipated risks, and discusses life, diasability, and health insurance, annuities, and property and casualty insurance

Author: John L. Olsen
Publisher:
ISBN: 9781939829771
Category : Annuities
Languages : en
Pages : 0

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Book Description
The Advisor's Guide to Annuities provides objective, impartial guidance on what annuities can and cannot do, their costs, and what risk-management features annuities offer. All delivered in easy-to-read language.

Author:
Publisher:
ISBN:
Category : Annuities
Languages : en
Pages : 24

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Author: Jay Adkisson JD
Publisher: iUniverse
ISBN: 0595404189
Category : Business & Economics
Languages : en
Pages : 94

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Book Description
Few individuals have done more to educate the American public about financial scams than Jay Adkisson. As the creator of Quatloos.com, Jay has helped many thousands of people worldwide avoid being scammed out of many millions of dollars to various investment schemes. The U.S. Senate Finance Committee has twice called Jay as an expert witness on abusive tax schemes. As one of the authors of Asset Protection: Concepts and Strategies (McGraw-Hill 2004), Jay has similarly helped thousands of people avoid dubious asset protection schemes. In his latest book, Equity-Indexed Annuities: The Smart Consumer's Guide, Jay gives a balanced and objective overview of this advanced form of fixed annuity to better educate consumers of the advantages, disadvantages, and the numerous product options that are available when considering the purchase of this popular retirement vehicle. This short guide covers all the most important issues that consumers should address before purchasing an equity-indexed annuity, including: How the minimum interest rate is paid, how the maximum return is linked to the stock index, and how participation rates and caps may limit returns. How surrender charges may limit withdrawal rights for a period of years after the annuity is purchased, and why the annuity should not be purchased if the consumer will need the cash during this period. How the annuity payments may be made, and what can happen upon the death of the annuitant. How annuities benefit from tax-deferral, how taxes are paid upon withdrawal or when annuity payments are made, and tax considerations upon the death of the annuitant. How the annuity and annuity payments may be protected from creditors in some states, and how in other states they may be protected by proper planning done in advance of claims. This guide should also give consumers the ability to intelligently answer the most fundamental question: Is an equity-indexed annuity right for me

Author: Robert A. Esperti
Publisher:
ISBN: 9780985045623
Category : Business & Economics
Languages : en
Pages : 246

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Book Description
We wrote this book for readers whose primary goal is to protect their principal and guarantee that it will not be lost from market plunges, while making as much income as they can over time in doing so.

Author: Darlene K. Chandler
Publisher: National Underwriter Company
ISBN: 9780872182240
Category : Annuities
Languages : en
Pages : 0

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Book Description
If your clients frequently ask questions about annuities, you need The Annuity Handbook to find the answers fast. It's the most up-to-date source on annuities; covering equity-indexed annuities, variable annuities and fixed annuities. Find out what an annuity is, how it works, and when its use is appropriate. Answer questions like: Must the owner and the annuitant be the same person? Where do annuities fit in with estate planning? Are annuity contracts owned at death included in the owner's estate? and How are nonqualified annuities used in retirement and charitable planning?

Author: F. Bentley Mooney, Jr.
Publisher: AuthorHouse
ISBN: 1452018057
Category : Law
Languages : en
Pages : 294

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Book Description
This book may be the only complete collection of law and tactics on the use and misuse of private annuities. It is written for the professional advisor – the attorney, accountant, financial planner, and others – so it is necessarily more detailed than most lay-persons would find tolerable. To keep it readable, however, I present the information directly to the reader as end user, rather than switching back and forth from factual presentation to suggestions on how to present it to the client. As advisor, just draw the necessary inferences.